Credit Risk Department Head

3 days ago

Makati City, National Capital Region, Philippines ZMG Ward Howell Full time ₱1,500,000 - ₱2,500,000 per year

The position primarily is responsible for overseeing and managing the credit risks associated with extending credit to individuals or business clients. The position shall ensure a balanced approach to all credit decisions to avoid potential financial loss resulting from borrower default.

Key Responsibilities:

Credit Risk Management

  • Develops credit risk programs that outline the criteria for credit approval, terms and conditions, and credit limits.
  • Implements credit policies and procedures that align with the risk threshold and regulatory requirements.
  • Oversees the credit underwriting process to ensure that proper due diligence is conducted before approving any credit applications.
  • Determines the level of risk associated with extending credit to borrowers.
  • Monitors the credit portfolio to identify early signs of credit imbalance.
  • Analyzes the performance of existing loans and takes appropriate actions to mitigate the risks.

Reporting and Compliance

  • Ensures compliance with relevant laws and regulations related to credit risk management and other local regulatory guidelines.
  • Provide insights to the overall credit risk profile and performance of the credit portfolio.
  • Collaborates with the business units and credit operations team to manage and reduce delinquency rates as well as minimize losses due to payment default.
  • Reviews reports on credit risk metrics and presents them to Management and Board of Directors.

Management Leadership

  • Recommends plans, programs, budget, and performance targets of the department.
  • Plans, directs, and coordinates all activities in the department to reach maximum level of employee productivity throughout the workforce.
  • Provides upfront leadership in supervising all direct and indirect reports and planning for their career advancement and aspirations.
  • Supervises and evaluates the performance of all direct report/s.

Qualifications:

  • Graduate of finance, accounting, economics, business administration, or any related field.
  • At least five (5) years of work experience in credit risk management.

  • Credit Risk Department Head

    1 week ago

    Makati City, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time ₱1,500,000 - ₱2,500,000 per year

    The position primarily is responsible for overseeing and managing the credit risks associated with extending credit to individuals or business clients of the bank. The position shall ensure a balanced approach to all credit decisions to avoid potential financial loss resulting from borrower default.Duties and Responsibilities:A. Credit Risk...

  • Credit Risk Management Head

    3 days ago

    Makati City, National Capital Region, Philippines HRTX consulting Full time ₱1,200,000 - ₱1,440,000 per year

    Credit Risk Department HeadLocation: MakatiEmployment Type: Full-time (Monday – Friday, Morning Shift)Compensation: Up to PHP 70, ,000 (Basic) + Competitive BenefitsPerks & BenefitsFixed allowances & leave creditsAnnual guaranteed bonus (released quarterly)De Minimis and other allowancesPerformance incentivesComprehensive insurance coverageRetirement...

  • IT, and Operations Risk Department Head

    7 days ago

    Makati City, National Capital Region, Philippines ORIX METRO Leasing and Finance Full time ₱2,000,000 - ₱2,500,000 per year

    Job Overview:The IT, and Operations Risk Department Head is responsible for leading the implementation of the company's operational and IT risk management framework, including the business continuity program. This role ensures that these frameworks are effectively integrated into the company's operations.Specific Duties and Responsibilities:Develop and...

  • Credit Management Division Head

    7 days ago

    Makati City, National Capital Region, Philippines Philsearch Consulting, Inc. Full time ₱1,500,000 - ₱2,500,000 per year

    We're looking for an accomplished Credit Management Division Head to take charge of the Bank's Business, Commercial, Consumer Credit, Credit Evaluation, Micro & Small Credit, and Credit Investigation & Appraisal teams — guiding them toward excellence in credit operations and risk management.What You'll DoOversee credit operations across Corporate Business...

  • Information Technology, and Operations Risk Department Head

    2 weeks ago

    Makati City, National Capital Region, Philippines ORIX METRO Leasing and Finance Corporation Full time ₱1,200,000 - ₱2,400,000 per year

    Job Overview:The Information Technology and Operations Risk Department Head is responsible for leading the implementation of the company's operational and IT risk management framework, including the business continuity program. This role ensures that these frameworks are effectively integrated into the company's operations.Specific Duties and...

  • Digital Onboarding Department Head

    3 days ago

    Makati City, National Capital Region, Philippines China Bank PH Full time ₱2,000,000 - ₱2,500,000 per year

    TheDigital Onboarding Department Headoversees the operations of the Digital Onboarding team in Credit Processing Division, the credit and other related account maintenance in adherence to Credit and Operational Policies. The Department Head is also responsible for strategic planning and execution of plans agreed with Cards Business in support of the...

  • Digital Onboarding Department Head

    3 days ago

    Makati City, National Capital Region, Philippines China Banking Corporation (CBC) Full time ₱2,000,000 - ₱2,500,000 per year

    The Digital Onboarding Department Head oversees the operations of the Digital Onboarding team in Credit Processing Division, the credit and other related account maintenance in adherence to Credit and Operational Policies. The Department Head is also responsible for strategic planning and execution of plans agreed with Cards Business in support of the...

  • Front End Department Head

    2 weeks ago

    Makati City, National Capital Region, Philippines China Bank PH Full time ₱1,500,000 - ₱2,500,000 per year

    TheFront End Department Headoversees the operations of the Front End Department in Credit Processing Division Oversees the credit and other related account maintenance in adherence to Credit and Operational Policies Responsible for strategic planning and execution of plans agreed with Cards Business in support of the Business' Key Results Areas (KRAs)...

  • Head of Operational Risk

    2 weeks ago

    Makati City, National Capital Region, Philippines Security Bank Corporation Full time ₱1,200,000 - ₱3,600,000 per year

    Job SummaryThe role is responsible for managing the mitigation of operational risk across the company. This includes operational loss, operational risk incidents / issues, creating a robust control environment, raising the company-wide awareness of operational risks, operational risk reporting, Risk & Control Assessments ("RCA"), Risk & Control Self...

  • DEPARTMENT HEAD

    3 days ago

    Makati City, National Capital Region, Philippines PSBank Official Full time ₱1,500,000 - ₱2,500,000 per year

    Job Summary:Supervises the operations of the department and reviews the Business Loan proposals prepared by Large Enterprise Account Officer. Also contributes to the productivity of the team by processing Business Loan accounts (New/Renewal), including Large Enterprise DBP/SECA, as assigned. Ensures that all members of the team are aligned with the general...