Credit Risk Officer

3 days ago

Makati City, National Capital Region, Philippines Private Advertiser Full time ₱900,000 - ₱1,200,000 per year
  1. Oversee adherence to applicable banking laws, rules and regulations, and internal policies and controls;
  2. Ensure that it is updated on all new regulations/laws affecting the Company, as disseminated by Compliance Group, and could consult the latter on new regulations to ensure its clear interpretation and application and further cascaded to all personnel within the Company;
  3. Ensure all reportorial requirements are complete and accurate and submitted on or before due date;
  4. Ensure that any findings/exceptions noted by the compliance office, internal and external auditors, and regulators are cascaded to the concerned unit and addressed, corrected and prevented from recurring;
  5. Ensure that required quarterly certifications on compliance with anti-money laundering laws, relevant laws and regulations, and reportorial requirements are submitted to the Compliance Office within the deadline specified in the compliance program;
  6. Ensure that breaches or violations, if any, especially those that will significantly impact the Company are promptly reported to the Compliance Office for appropriate rectification;
  7. Act as liaisons to Operational Risk Management Group (ORMG) activities such as information security governance, business continuity management, financial consumer protection and fraud risk management, and Risk Oversight Committee (ROC) directives;
  8. Assist business units in the timely, correct and complete submission of operational risk reports and implementation of operational risk management tools and methodologies;
  9. Participate in all in-house operational risk training and ensure adequate operational risk management knowledge by business units; and
  10. Ensure all personnel within the company understand responsibilities with respect to operational risk management via active participation in risk awareness activities of ORMG as mentioned above in No. 7.

  11. Assess and ensures that the following are undertaken in the administration of accounts and various reports under his/her control.

    1. Due diligence in accordance with the Bank's Money Laundering and Terrorist Financing Prevention Program (MLPP) particularly on:

    2. Know Your Customer (KYC)

    3. Suspicious Transaction Monitoring,
    4. Records Keeping and Retention
    5. Enhanced due diligence and/or appropriate measures have been undertaken on transactions and on any knowledge associated to possible anti-money laundering; ensures that these are investigated and reported to the Compliance Office, if needed;
    6. Take appropriate measures to correct, monitor and control risks associated to any identified issues on non-compliance.
    7. Please refer to the attached Annexes A on the other functions of the DORO.

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