Credit Risk Analyst

37 minutes ago

Makati City, National Capital Region, Philippines KMC Solutions Full time ₱2,500,000 - ₱6,000,000 per year

Make your next big career move by applying as KMC Solutions' next CREDIT AND COLLECTIONS ANALYST

Figma is expanding its Finance Operations team and is seeking detail-oriented Credit and Collections Analysts to support our global client base. This role will focus on credit risk evaluation and customer payment management, ensuring accurate, SOX-compliant credit decisions and efficient receivables collections.

You will work closely with the Credit & Collections Manager and partner cross-functionally with Sales, RevOps, and Accounting.

On top of your salary, here are the exciting benefits you can look forward to:

  • Health Insurance/HMO
  • Enjoy unlimited MadMax Coffee
  • Diverse learning & growth opportunities
  • Accessible Cloud HR platform (Sprout)
  • Above standard leaves

The main responsibilities of a CREDIT AND COLLECTIONS ANALYST include:

Credit Risk and Review
  • Perform daily credit checks using CreditRiskMonitor (FRISK, PAYCE, DBT, and FSR analysis).
  • Review new opportunities in Salesforce to ensure proper legal name, billing address, and country data are captured before credit evaluation.
  • Analyze credit reports, payment history, and trade data to assess customer risk profiles.
  • Evaluate financial strength and recommend credit limits or payment terms based on exposure thresholds.
  • Maintain accurate credit records at the account and opportunity level in Salesforce.
  • Support manual reviews for clients with low or missing credit scores; request and document reference letters or audited financials when required.
  • Ensure all approvals and denials are documented for SOX compliance with clear rationale and supporting attachments.
Collections and Cash Application
  • Communicate with customers daily to ensure timely collection of accounts receivable.
  • Work with internal teams to resolve billing disputes and credit memo requests.
  • Post and apply cash receipts daily; reconcile payments and aging reports.
  • Track and report on overdue accounts, following escalation procedures where necessary.
Reporting & Continuous Improvement
  • Generate and analyze credit and collections reports for management review.
  • Monitor credit exposure vs. CRMZ credit limits and flag high-risk accounts.
  • Participate in process improvement initiatives across credit, billing, and collections.

To apply, you must be an expert on the following requirements:

  • 2+ years of experience in Credit and Collections, ideally within a SaaS or multinational environment.
  • Hands-on experience with CreditRiskMonitor, Dun & Bradstreet, or similar credit systems.
  • Knowledge of Salesforce, NetSuite, Stripe, and/or Zendesk preferred.
  • Strong understanding of credit principles, financial statement interpretation, and risk indicators (FRISK, PAYCE, DBT, FSR).
  • Excellent English communication skills (written and verbal).
  • Strong attention to detail and analytical thinking.
  • Ability to work independently during US hours and meet tight deadlines.

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