Credit and Risk Management Division Head

1 day ago

Makati City, National Capital Region, Philippines RCBC Leasing and Finance Corporation Full time ₱2,500,000 - ₱5,000,000 per year

MAJOR RESPONSIBILITIES:

I. Customer Onboarding and Portfolio Management

  • Ensure timely review and analysis of credit customers and proposed facilities by analysts.
  • Apply the latest S&P guidelines and overlays from the parent bank in the credit risk assessment processes.
  • Guarantee compliance with credit policies throughout the customer onboarding process and day-to-day credit transactions.
  • Manage and oversee the implementation of credit programs as directed by management.
  • Conduct periodic assessments and report on the leasing portfolio's credit risk in compliance with regulatory and parent bank guidelines.

II. Managing and Reporting of Risk

  • Monitor organizational risk in accordance with the framework and reporting guidelines established by the parent bank.
  • Provide oversight and reporting of treasury liquidity risk to the parent bank.
  • Conduct independent reviews of the Top 20 credit exposures of the company.
  • Collaborate with the parent bank to streamline risk management processes.
  • Report findings to the Risk Oversight Committee, outlining potential risks and mitigation strategies.

III. Compliance and Regulation

  • Ensure compliance with applicable banking laws, regulations, and internal policies.
  • Stay informed about new regulations affecting the organization, liaising with the Compliance Group as necessary for interpretation and application.
  • Oversee the timely completion of reportorial requirements and ensure submissions are made before deadlines.
  • Address compliance findings and implement corrective actions to prevent reoccurrence.
  • Ensure timely submission of quarterly anti-money laundering certifications to the Compliance Office.
  • Report significant compliance breaches or violations to the Compliance Office for immediate resolution.
  • Serve as a liaison with the Operational Risk Management Group (ORMG) on matters of information governance, business continuity, and consumer protection.
  • Assist business units in submitting operational risk reports and implementing risk management strategies.
  • Participate in operational risk training to promote knowledge and awareness across departments.
  • Drive initiatives that foster a culture of awareness and understanding of risk management within the organization.

IV. Due Diligence and Transaction Monitoring

  • Conduct due diligence in line with the Bank's Money Laundering and Terrorist Financing Prevention Program (MLPP), focusing on:
  • Know Your Customer (KYC) standards
  • Suspicious Transaction Monitoring
  • Records Keeping and Retention
  • Implement enhanced due diligence measures for transactions that involve potential anti-money laundering risks, ensuring appropriate investigation and reporting to the Compliance Office.
  • Develop strategies to monitor, control, and rectify risks associated with compliance issues that arise within the organization.

  • Credit Management Division Head

    7 days ago

    Makati City, National Capital Region, Philippines Philsearch Consulting, Inc. Full time ₱1,500,000 - ₱2,500,000 per year

    We're looking for an accomplished Credit Management Division Head to take charge of the Bank's Business, Commercial, Consumer Credit, Credit Evaluation, Micro & Small Credit, and Credit Investigation & Appraisal teams — guiding them toward excellence in credit operations and risk management.What You'll DoOversee credit operations across Corporate Business...

  • IT, and Operations Risk Department Head

    7 days ago

    Makati City, National Capital Region, Philippines ORIX METRO Leasing and Finance Full time ₱2,000,000 - ₱2,500,000 per year

    Job Overview:The IT, and Operations Risk Department Head is responsible for leading the implementation of the company's operational and IT risk management framework, including the business continuity program. This role ensures that these frameworks are effectively integrated into the company's operations.Specific Duties and Responsibilities:Develop and...

  • Credit Analyst

    1 day ago

    Makati City, National Capital Region, Philippines Private Advertiser Full time ₱1,200,000 - ₱2,400,000 per year

    Evaluates credit worthiness of all credit customers using the Standard and Poor credit risk rating system as implemented by the parent bank. Exceptions are those under specific credit programs. Output shall be in the form of a credit rating memorandum following the format and data specifications of the parent bank;Validates financials and cash flow...

  • Treasury Division Head

    1 day ago

    Makati City, National Capital Region, Philippines HRTX Full time $100,000 - $120,000 per year

    Position Overview:The Treasury Division Head is responsible for designing and executing strategies to grow the banks funding sources, ensuring the proper usage of funds, and overseeing daily cash management activities. This role will manage liquidity and risk, ensuring the bank has sufficient resources to meet obligations while optimizing earnings through...

  • Credit Risk Department Head

    1 week ago

    Makati City, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time ₱1,500,000 - ₱2,500,000 per year

    The position primarily is responsible for overseeing and managing the credit risks associated with extending credit to individuals or business clients of the bank. The position shall ensure a balanced approach to all credit decisions to avoid potential financial loss resulting from borrower default.Duties and Responsibilities:A. Credit Risk...

  • Collateral Management Deputy Head

    7 days ago

    Makati City, National Capital Region, Philippines China Bank PH Full time ₱2,000,000 - ₱2,500,000 per year

    TheCollateral Management Department Head directly reports to the Deputy Division Head. The collateral management team shall primarily be responsible for managing and monitoring the collateral inventory, exposure and valuations of the Bank with its counterparties to help minimize credit, market and operational risks.Job RequirementsHas an extensive background...

  • Credit Systems Manager

    7 days ago

    Makati City, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time ₱900,000 - ₱1,200,000 per year

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Operations Risk Management Head

    1 day ago

    Makati City, National Capital Region, Philippines weSource Management Consultancy Firm Full time ₱1,200,000 - ₱2,400,000 per year

    We are looking for an Operations Risk Management Head for our client in Makati.Role: Operations Risk Management HeadJob Rank: AVPIndustry: BankingLocation: MakatiSet up: OnsiteSchedule: Mon-Fri, dayshiftSalary: Up to 200kPrimary Job Scope:The Operations Risk Management Head will be responsible to lead in the design, and implementation of the operational...

  • Operations Risk Management Head

    1 day ago

    Makati City, National Capital Region, Philippines weSource Management Consultancy Firm Full time ₱100,000 - ₱200,000 per year

    We are looking for an Operations Risk Management Head for our client in Makati.Role: Operations Risk Management HeadJob Rank: AVPIndustry: BankingLocation: MakatiSet up: OnsiteSchedule: Mon-Fri, dayshiftSalary: 100k-200kPrimary Job Scope:The Operations Risk Management Head will be responsible to lead in the design, and implementation of the operational...

  • Treasury Division Head

    1 day ago

    Makati City, National Capital Region, Philippines HRTX Full time ₱2,000,000 - ₱2,500,000 per year

    We are seeking a highly experienced Treasury Division Head to lead and manage the organizations funding, liquidity, investments, and foreign exchange operations. This role is responsible for designing and executing strategies to ensure optimal use of funds, maintain adequate liquidity, and drive profitability through effective treasury and investment...