Loan Department Head

1 day ago


Makati City, National Capital Region, Philippines Aickman & Greene Full time ₱104,000 - ₱130,878 per year

Responsibilities:

  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and property evaluations and provided report for supervisor to determine feasibility of granting loans.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Confer with underwriters to aid in resolving mortgage application problems
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • Arrange for maintenance and liquidation of delinquent properties.
  • Submit applications to credit analysts for verification and recommendation.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Prepare and submit loan related reports to send to local regulators BSP and H.O.

Qualifications:


• At least 5 years' experience in Loan/Credit area in a banking industry


• Credit and Loan Analyst Skills, Marketing Skills.


• Reporting Skills, Verbal Communication, Administrative Writing Skills, Accounting Skills.


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