Credit Officer

3 days ago

Fort Bonifacio, National Capital Region, Philippines Direct Lines Sales Unltd. Inc. Full time ₱720,000 per year

Role Overview

This position is responsible for assessing the financial health and creditworthiness of clients by conducting comprehensive financial analyses and preparing well-documented credit proposals for corporate accounts.

Key Responsibilities

  • Conduct client interviews and on-site inspections to assess credit risk
  • Perform in-depth financial analyses to evaluate repayment capacity
  • Prepare detailed and well-supported credit proposals with relevant data and documentation
  • Monitor the performance of the credit portfolio and manage overdue accounts
  • Ensure adherence to internal credit policies and regulatory requirements
  • Build and maintain strong client relationships to support a smooth credit process
  • Collaborate with cross-functional teams to facilitate sound credit decisions

Qualifications

  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field
  • 3–5 years of experience in credit evaluation, financial analysis, and vendor management
  • Strong background in corporate and business loans is highly preferred
  • Excellent analytical and decision-making abilities
  • Strong written and verbal communication skills
  • High attention to detail with solid experience in documentation and reporting
  • Proven ability to work independently as well as collaboratively within a team
  • Willingness to conduct field inspections and client visits as needed

Job Type: Full-time

Pay: Php50, Php60,000.00 per month

Work Location: In person

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