Credit Officer

1 week ago

Fort Bonifacio, National Capital Region, Philippines Direct Lines Sales Unltd. Inc. Full time

Role Overview

This position is responsible for assessing the financial health and creditworthiness of clients by conducting comprehensive financial analyses and preparing well-documented credit proposals for corporate accounts.

Key Responsibilities

  • Conduct client interviews and on-site inspections to assess credit risk
  • Perform in-depth financial analyses to evaluate repayment capacity
  • Prepare detailed and well-supported credit proposals with relevant data and documentation
  • Monitor the performance of the credit portfolio and manage overdue accounts
  • Ensure adherence to internal credit policies and regulatory requirements
  • Build and maintain strong client relationships to support a smooth credit process
  • Collaborate with cross-functional teams to facilitate sound credit decisions

Qualifications

  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field
  • 3–5 years of experience in credit evaluation, financial analysis, and vendor management
  • Strong background in corporate and business loans is highly preferred
  • Excellent analytical and decision-making abilities
  • Strong written and verbal communication skills
  • High attention to detail with solid experience in documentation and reporting
  • Proven ability to work independently as well as collaboratively within a team
  • Willingness to conduct field inspections and client visits as needed

Job Type: Full-time

Pay: Php50, Php60,000.00 per month

Work Location: In person

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