loans head
2 days ago
Responsibility:
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Review applicants' loan profile prepared by loan representative determine feasibility of granting loans.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Review payment schedules post-calculation by the loan representative.
- Assist Risk Manager to handle loan related customer complaints and take appropriate action to resolve them.
- Report to the Credit Committee for all loan cases, including new application ones and default ones.
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
- Supervise loan representative for negotiating payment arrangements with customers who have delinquent loans.
- Supervise and managing and liquidation of delinquent properties under the approval of General Manager
- Managing the credit limitation under the assistance of Risk Management Dept.
- Coordinate with Treasury Dept. for the liquidity and pricing purposes
- Ensures the Branch procedures are up to date with regards to local regulation as well as H.O. requirements.
Qualifications:
- At least 10–15 years of experience in CORPORATE account and Loans process
- At least 5 years of managerial or supervisory experience within a lending department.
- Ability to develop new clients and explore business opportunities with other overseas financial institutions.
- Proficient in credit and loan analysis, marketing, report writing, verbal communication, administrative writing, and accounting.
- with experience handling corporate banking loans
Job Type: Full-time
Pay: Php100, Php130,000.00 per month
Benefits:
- Paid training
Work Location: In person
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