Loan Underwriter

2 days ago

Manila, National Capital Region, Philippines BruntWork Full time ₱1,680,000 - ₱2,400,000 per year

Job Highlights:

  • Contract type: Independent Contractor
  • Schedule: must be available to work from 9 am to 6 pm AEST; M-F / 6:00am - 3:00pm Manila Time
  • Rate: Up to Php406 per hour, Php70,331 per month (to be paid on the selected candidate's local currency)

About the Role

We are seeking a detail-oriented Loan Underwriter to evaluate and approve loan applications while ensuring compliance with lending policies. You will analyze financial data, assess risk, and make informed credit decisions—playing a key role in balancing client needs with the company's risk tolerance.

Key Responsibilities

  • Underwrite and approve/deny loan applications based on financial analysis, creditworthiness, and lending criteria.
  • Conduct risk assessments, including review of income, debt-to-income (DTI) ratios, collateral, and credit history.
  • Ensure loans adhere to regulatory guidelines and internal policies.
  • Oversee the end-to-end loan process (application to disbursement), maintaining efficiency and accuracy.
  • Collaborate with sales teams to streamline approvals while mitigating risk.
  • Stay updated on industry trends, regulations, and underwriting best practices.
  • Occasionally provide customer support to clarify underwriting decisions or document requirements.

Requirements

  • Bachelor's degree in Finance, Business, Economics, or related field.
  • Proven underwriting experience in banking, fin-tech, or lending.

  • Strong knowledge of:

  • o Financial statements analysis

  • o Credit risk assessment

  • o Lending regulations (e.g., Fair Lending, Dodd-Frank)

  • Proficiency in underwriting software/tools (e.g., Moody's, Loan Origination Systems).

  • Analytical mindset with strong attention to detail.
  • Ability to work remotely and prioritize multiple applications.

Benefits

Independent Contractor Perks:

  • HMO Coverage for eligible locations
  • Permanent Work from home
  • Immediate Hiring
  • Steady Freelance job

Reminder:

  • Apply directly through the link provided; you will be redirected to BruntWork's Career Site. You must complete your application through this link to fulfill the initial requirements, which include pre-screening assessment questions, a technical check of your computer, and a voice recording. Applications with complete requirements will be prioritized.
  • Please note that this is a permanent work-from-home position under an Independent Contractor arrangement. Candidates must have their own computer and reliable internet connection. As independent contractors, they will be responsible for managing their own benefits and taxes. Professional fees are based on hourly rates, which will be determined by performance during the application process.

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