Loan Processor

Precision That Powers Homeownership

Turn your expertise into impact in the mortgage industry. This role offers international exposure, the chance to make your mark in the industry, and the opportunity to leave a lasting legacy-all while enjoying the benefits of a stable and supportive environment.

Job Description

As a Loan Processor, you will manage a pipeline of residential mortgage loans, ensuring compliance with investor and government guidelines. You'll work closely with loan officers, vendors, and underwriting teams to meet deadlines, resolve discrepancies, and ensure accurate documentation for successful loan processing.

Job Overview

Employment type: Full-time

Shift: Night shift, Hawaii Standard Time (2:00 AM - 11:00 AM PHT), Consecutive off

Work setup: Permanent WFH

Exciting Perks Await

• Day 1 HMO coverage with free dependent
• Competitive Salary Package
• Night differential pay to maximize your earnings
• Permanent WFH arrangement
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

The Qualifications We Seek

• Minimum 2-3 years of experience in the residential mortgage lending field
• Minimum 1 year of customer service experience
• Proficiency in Microsoft Office (Word, Excel, etc.)
• Basic computer skills
• Experience with upfront disclosures and redisclosures (TRID), and processing experience, especially reviewing and satisfying underwriting conditions

Your Daily Tasks

• Manage a pipeline of loans and submit 2-3 loans per day to underwriting
• Process residential mortgage loans in compliance with investor and government guidelines
• Provide technical support to loan officers and work diligently to meet deadlines
• Communicate with escrow, appraisers, vendors, and customers to ensure smooth processing
• Prepare required loan disclosures in line with federal regulations
• Review credit documents, appraisals, and title reports for accuracy and completeness
• Resolve discrepancies in loan files and perform final credit analysis
• Prepare final 1003/1008 and submission forms for underwriting
• Maintain weekly tracking reports of all assigned loans
• Support other areas of mortgage operations as needed
• Participate in industry-related training and educational courses
• Comply with company policies and procedures

About the Client

Trusted in Finance, Built on Legacy

Our client is a long-established leader in the mortgage and financial services industry, committed to providing personalized solutions that empower individuals and families to achieve their homeownership goals. With a strong reputation for integrity, innovation, and customer service, they have been shaping financial success stories for decades.

Welcome to Emapta Philippines

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra