
Credit Officer
2 days ago
Key Responsibilities
- Conduct thorough credit investigations and evaluations of loan applicants to assess creditworthiness.
- Perform appraisal and verification of collateral, including chattel and real estate properties.
- Ensure accurate and timely preparation of credit reports, recommendations, and documentation.
- Monitor and review clients' payment performance and assist in implementing collection strategies when necessary.
- Coordinate with clients, agents, and internal departments to ensure smooth loan processing and approval.
- Maintain proper documentation and records of loan applications, credit investigations, and appraisals.
- Prepare and deliver reports and presentations using Microsoft Office applications (Word, PowerPoint, Excel).
- Perform administrative functions and other related tasks that may be assigned by management.
Qualifications
- Candidate must possess at least a Bachelor's/College Degree in a relevant field.
- Minimum of one (1) year relevant work experience in a financing or lending company.
- Strong knowledge of credit investigation, appraisal, and loan processing.
- Proficient in Microsoft Office applications, particularly Word, Excel, and PowerPoint.
- Strong written and verbal communication skills, with the ability to interact effectively with clients and colleagues.
- Must possess a valid driver's license with restrictions 1 and 2.
- Detail-oriented, analytical, and capable of working independently with minimal supervision.
- Results-driven, reliable, and able to handle multiple tasks under pressure.
Job Types: Full-time, Permanent
Pay: Php18, Php20,000.00 per month
Benefits:
- On-site parking
- Opportunities for promotion
- Pay raise
- Promotion to permanent employee
- Transportation service provided
Work Location: In person
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