Credit Officer

2 days ago


Makati City, National Capital Region, Philippines Emapta Full time ₱40,000 - ₱80,000 per year

Drive Financial Accuracy. Deliver Confidence.

Shape the financial stability of global operations through precision, integrity, and proactive credit management. Enjoy a rewarding global career in finance without sacrificing your personal time. This role offers the balance you've been looking for - a supportive environment, fixed weekends off, and the chance to grow your expertise while having time to recharge. Build a fulfilling career that values both your work and your well-being.

Job Description

As a Credit Officer, you will manage credit control, reconcile accounts, and ensure timely and accurate financial reporting. You'll work closely with internal teams and clients to maintain high service standards while supporting process improvement and compliance across finance operations.

Job Overview

Employment type: Full-time

Shift: Day Shift, Monday to Friday, 6 AM - 3 PM PHT, Weekends Off

Work setup: Onsite, Makati

Exciting Perks Await

  • Day 1 HMO coverage with free dependent
  • Competitive Salary Package
  • Prime office location in Makati (Easy access to MRT stations, restaurants, and banks)
  • Day shift schedule
  • Fixed weekends off
  • Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
  • Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
  • Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
  • Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
  • Unlimited opportunities for employee referral incentives across the organization
  • Standard government and Emapta benefits
  • Total of 15 annual leaves to be used on your own discretion (including 10 credits convertible to cash)
  • Fun engagement activities for employees
  • Mentorship and exposure to global leaders and teams
  • Career growth opportunities
  • Diverse and supportive work environment

The Qualifications We Seek

  • 3-5 years of experience in cash collections and end-to-end AR.
  • Demonstrated success in credit management.
  • Strong understanding of credit control and credit risk assessment.
  • Intermediate computer skills with an emphasis on Excel.
  • Ability to analyze and interpret data and prepare complex reconciliations.
  • High-level negotiation and communication skills.
  • Must pass a National Police Check.

Your Daily Tasks

  • Perform credit control activities, including reconciling receipts and resolving invoice queries with the payroll team.
  • Review client credit applications.
  • Receive, verify, allocate, and record debtor payments.
  • Prepare account reconciliations.
  • Create, verify, and maintain customer accounts.
  • Monitor and ensure payments received match invoiced amounts and resolve discrepancies.
  • Review accounts for outstanding amounts, discrepancies, and irregularities.
  • Conduct credit checking and referencing for new clients.
  • Handle various ad hoc duties, including reporting, responding to customer account inquiries, and maintaining insurance expiration procedures and registers.

About the Client

Our client is a leading workforce and project management company in Australia, connecting businesses with skilled talent and operational support across industries. With a commitment to excellence and compliance, they provide tailored workforce solutions that drive business efficiency and success. Their focus on innovation and collaboration ensures a positive impact on clients and communities alike.

Welcome to Emapta Philippines

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra


  • Credit Investigator

    1 week ago


    Makati City, National Capital Region, Philippines Moritz Credit Corporation Full time ₱217,920 per year

    The Credit Investigator is responsible for conducting background checks, field verifications, and on-site investigations to evaluate the creditworthiness of loan applicants. The role involves verifying client information, assessing collateral, and preparing accurate reports to support sound lending decisions.Key ResponsibilitiesConduct field investigations...

  • Credit Officer

    2 days ago


    Makati City, National Capital Region, Philippines Philsearch Consulting, Inc. Full time ₱600,000 - ₱1,200,000 per year

    Job Title: Credit OfficerJob PurposeTo assess, process, and monitor credit applications and portfolios in accordance with bank policies, regulatory requirements, and risk appetite, ensuring that loans are granted to creditworthy applicants and that the bank's exposure to credit risk is minimized.Key ResponsibilitiesCredit Evaluation & ApprovalReview and...

  • Credit Officer

    2 weeks ago


    Makati City, National Capital Region, Philippines Security Bank Corporation Full time ₱900,000 - ₱1,200,000 per year

    The RoleTheEnterprise Risk Analystfor the Corporate Banking Group is responsible for identifying and evaluating credit and financial data to determine the degree of risk involved in extending credit to corporate clients. You will be involved in understanding the business cycle of corporate clients. You will provide a recommendation on the appropriate...

  • Credit Officer

    4 days ago


    Makati City, National Capital Region, Philippines Security Bank Corporation Full time ₱1,200,000 - ₱2,400,000 per year

    Job SummaryEvaluates consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment.Duties and ResponsibilitiesReviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine...

  • Credit Officer

    2 days ago


    Quezon City, National Capital Region, Philippines Camfin Lending Inc Full time ₱216,000 - ₱240,000 per year

    Key ResponsibilitiesConduct thorough credit investigations and evaluations of loan applicants to assess creditworthiness.Perform appraisal and verification of collateral, including chattel and real estate properties.Ensure accurate and timely preparation of credit reports, recommendations, and documentation.Monitor and review clients' payment performance and...


  • Makati City, National Capital Region, Philippines RCBC Full time ₱600,000 - ₱1,200,000 per year

    Job Summary:To assist Credit Policy Head in:Ensuring the development and/or updating as well as the issuance of the relevant guidelines/policies (and procedures as necessary) governing the lending activities of the Bank.Fulfillment of Credit oversight in reviewing credit policies from RCBC Bankard, PPCs and attending credit committee/ portfolio review...

  • Credit Verifier

    2 days ago


    Makati City, National Capital Region, Philippines Sumisho Motor Finance Corporation Full time ₱200,000 - ₱400,000 per year

    Qualifications:Candidate must possess at least 2year Vocational Course or Bachelor's/College Degree in any field.With at least 6months to 1-year relevant experience as Phone Verifier.Amenable to report in Head Office (Makati.)Job description:Perform the credit verification thru TelephoneBackground Investigationa. Conducts confirmation on Credit Applicant's...

  • Credit Investigator

    2 days ago


    Makati City, National Capital Region, Philippines Sumisho Motor Finance Corporation Full time ₱250,000 - ₱500,000 per year

    Qualifications:Candidate must possess at least 2year Vocational Course or Bachelor's/College Degree in any field.Required Skill(s): Motorcycle driving.Must have proven skills in negotiation and motorcycle repossession.With 6 months to 1 years of experience as Credit Verifier and/or Field Collector.Must be willing to work rain or shine.Amenable to report in...


  • Makati City, National Capital Region, Philippines Security Bank Corporation Full time ₱900,000 - ₱1,200,000 per year

    About the RoleAs Jr. Credit Investigator, you will report administratively to Credit Officer in the areas of credit investigation and appraisal and other duties that may be assigned to assist Credit Officer and Operations Head.How you'll contributeConducts ocular inspection of equipment delivered as against submitted invoice, delivery receipt and purchase...


  • Makati City, National Capital Region, Philippines Orix Metro Leasing and Finance Corporation Full time ₱1,200,000 - ₱2,400,000 per year

    Job Overview:Responsible for conducting independent loan reviews and reporting policy and underwriting observations/exceptions. The role requires performance of credit analysis in accordance with Credit Manual and pertinent regulations. The role ensures that individual credits are adequately underwritten and properly graded.Duties and...