Credit and Collections Associate

3 days ago

Ortigas, Philippines AFC SME Finance, Inc. Full time ₱900,000 - ₱1,200,000 per year

Position Summary:

We are seeking a detail-oriented and analytical Credit and Collection Associate to join our growing team in the financing industry. The successful candidate will be responsible for evaluating credit applications, monitoring customer accounts, and managing collection activities to minimize financial risk and maintain healthy cash flow. This role requires a strong understanding of credit analysis, collections strategy, and customer relationship management in a financial services environment.

Key Responsibilities:

  • Credit Evaluation:
  • Review and analyze credit applications and financial statements.
  • Perform credit checks and risk assessments using internal tools and external sources.
  • Recommend credit limits and terms in alignment with company policies.
  • Accounts Monitoring:
  • Monitor accounts receivable to ensure timely payments and identify overdue accounts.
  • Maintain up-to-date records of customer interactions, payments, and account status.
  • Collection Activities:
  • Initiate collection efforts via phone calls, emails, and written communication.
  • Negotiate payment arrangements and settlements while maintaining customer relationships.
  • Escalate delinquent accounts and recommend legal or third-party collection when necessary.
  • Reporting & Documentation:
  • Prepare regular reports on credit exposure, aging analysis, and collection progress.
  • Assist in audits and compliance documentation as needed.
  • Collaboration:
  • Work closely with Sales, Customer Service, and Finance teams to resolve billing or payment disputes.
  • Support continuous improvement initiatives in credit and collections processes.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Business Administration, or related field.
  • Solid understanding of credit risk assessment and collection procedures.
  • Proficient in Microsoft Office (especially Excel); experience with ERP systems is a plus.
  • Strong analytical, negotiation, and interpersonal skills.
  • High attention to detail and ability to manage multiple tasks effectively.

Preferred Skills:

  • Familiarity with credit scoring systems and financial statement analysis.
  • Knowledge of relevant laws and regulations (e.g., Fair Debt Collection Practices Act).
  • Experience handling B2B and/or consumer financing accounts.

Job Type: Full-time

Benefits:

  • Company Christmas gift
  • Health insurance
  • Life insurance
  • Opportunities for promotion
  • Paid training
  • Promotion to permanent employee

Work Location: In person

  • Collection Associate

    1 week ago

    Ortigas, Philippines East West Banking Corporation Full time ₱900,000 - ₱1,200,000 per year

    About the job Collection AssociateAbout the JobLocation: OrtigasCorporate Title: Collections AssociateWork Arrangement: OnsiteOur Corporate Credit Team is looking for experienced professionals to join us in our Ortigas site in the role of Collections Associate.As a Collections Associate, your main role is to meet collection goals while following BSP and...

  • Credit and Collection Specialist

    3 days ago

    Ortigas, Philippines HR TechX Corporation Full time ₱420,000 per year

    The Credit and Collection Specialist is responsible for managing all activities related to credit memos and ensuring the accuracy and efficiency of the credit memo process. Serving as a subject matter expert, this role works closely with internal and external stakeholders to gather information, process credit and debit memos, handle billing-related tasks,...

  • Credit Review Associate

    2 weeks ago

    Ortigas, Philippines N5M Developer and Maintenance Corporation Full time ₱120,000 - ₱180,000 per year

    Join a purpose-driven company helping OFWs achieve their dreams. Global SME Loans Inc. offers a supportive team, professional growth, and a chance to make a real difference.KEY RESPONSIBILITIES:Review and validate submitted client documents such as IDs, proof of income, employment certificates, billing statements, and other KYC requirements.Backtrack and...

  • Credit Officer

    2 weeks ago

    Ortigas, Philippines Peoples Credit Network Finance Co., Inc. Full time ₱250,000 - ₱500,000 per year

    ResponsibilitiesReview and evaluate loan documentation for various credit loan productsCollecting needed financial documentation and assessed client creditworthinessEnsuring loan applications are in line with the company's financial policies and regulationsApproving or denying loan requests, and communicating your decision to both clients and...

  • Credit and Collection Officer

    6 days ago

    Ortigas Center, Philippines J-K Network Full time

    Client Profile: One of the largest and most competitive finance company offers loans services for over 9 years in the Philippine Industry. Position: Credit and Collection Officer Industry: Financial Company Salary: Php25,000 – Php30,000 Location: Ortigas, Pasig City Schedule: Monday – Friday (Dayshift) Work Set up: Work on site Benefits: ✨...

  • Collection Officer

    1 day ago

    Ortigas, Metro Manila, Philippines Golden Alliance Credit Corporation Full time ₱150,000 - ₱250,000 per year

    GOLDEN ALLIANCE CREDIT CORPORATION IS A LENDING  COMPANY LOCATED IN  JOLLIBEE PLAZA EMERALD ORTIGAS PASIG CITYBENEFITS :ABOVE MINIMUM SALARYCOMPLETE BENEFITS SSS, PHIL HEALTH AND PAG IBIG13TH MONTH PAYPOSSIBLE  BONUSES DEPENDING ON PERFORMANCE AND TARGETWORKING HOURS 9:30 AM TO 6:00 PM MONDAY TO FRIDAY ONLYQUALIFICATIONS :COLLEGE LEVELFLUENT IN...

  • Collection Assistant

    1 week ago

    Ortigas, Philippines Chailease Berjaya Finance Corporation Full time ₱160,000 per year

    Responsibilities:Handles and monitors in-house collection follow-up and computes payment dues and pre-termination amount.Reconciles, analyzes history payments through Collection System and other related inquiries of assigned accounts.Validates information obtained vs credit files; applies collection strategy through telephone inquiry and...

  • AR Collections Analyst

    1 day ago

    Ortigas, Philippines iSupport Worldwide Full time ₱240,000 - ₱360,000 per year

    Be a part of our fast-growing team and unchain all the possibilitiesWhat is your mission?We are looking for a highly motivated AR Collections Analyst to join our dynamic finance team. This role is responsible for independently managing a portfolio of accounts receivable, ensuring timely collections, resolving complex billing issues, and maintaining accurate...

  • Credit Officer

    4 days ago

    Ortigas Center, Philippines J-K Network Services Full time

    COMPANY PROFILE: This Company main Branch is in Japan and also have four partnership both in domestic and overseas, it is also established in June 1954. their company industry is focused on financial services such as bill collection and leases services. Position: Credit Officer Company Industry: Finance Company Work Location: Ortigas, Pasig City Work...

  • Associate, Early Collections Management

    3 days ago

    Ortigas, Metro Manila, Philippines RCBC Bankard Services Corporation Full time ₱150,000 - ₱250,000 per year

    Job Purpose•Responsible for handling, controlling, and overseeing the administrative requirements of the team• Assists the Section Head in reviewing the collectors' handling of accounts assigned to the team•Evaluates and assists cardholders in resolving service issues that results to non-payment of accounts•Performs ocular visitation to agencies and...