Credit Risk Analyst

23 hours ago

Makati City, National Capital Region, Philippines Founders Launchpad Full time ₱1,200,000 - ₱2,400,000 per year

This role is for Founders Launchpad's portfolio company, OneLot.

About Us

OneLot specializes in offering working capital financing exclusively to used car dealers. The company's innovative approach allows dealers to access funding based on a pre-approved credit line, determined by a data-driven and AI-enabled assessment of their business. This financial support enables dealers to expand their inventory, cater to a broader customer base, and ultimately boost their profitability.

Job Summary

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well informed, data-driven, and aligned with our internal policies and risk standards.

Job Responsibilities

  • Collect, review, and analyze business and financial information of used car dealers.
  • Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
  • Conduct research to gather additional information related to a dealer's business, credit standing, and background.
  • Evaluate financial data to design tailor-fit credit solutions for each applicant.
  • Assess and recommend credit decisions based on the dealer's risk profile.
  • Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
  • Monitor credit performance and provide insights to support strategic credit decisions.

Qualifications

  • With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
  • Knowledge of KYC, credit investigation, and due diligence processes.
  • Familiarity with financial statements and credit scoring methods.
  • Preferably with a degree in Finance, Business Administration, Economics, or a related course.
  • Excellent verbal and written communication skills.
  • Ability to handle difficult conversations with empathy and professionalism.

Job Type: Full-time

Pay: Php40, Php70,000.00 per month

Application Question(s):

  • [REQUIRED] Please reply with Yes/No if understood:

This role is for Founders Launchpad's (job poster account) portfolio company, OneLot. The HR representative of OneLot will be the one to contact you directly should you get shortlisted for the next steps.

  • [REQUIRED] Yes/No.

If your application is not considered for OneLot, is it okay with you that we share your application to our other portfolio companies?

  • [REQUIRED] What is your expected monthly salary? Please note if it's in GROSS or NET.

Work Location: In person

  • Credit Risk Analyst

    3 days ago

    Makati City, National Capital Region, Philippines OneLot Financing Corporation Full time ₱1,200,000 - ₱2,400,000 per year

    Company: OneLot Financing CorporationLocation: Makati, PhilippinesAbout OneLot:OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars...

  • Credit Risk Analyst

    3 days ago

    Makati City, National Capital Region, Philippines Onelot Financing Corporation Full time ₱300,000 - ₱360,000 per year

    Company: OneLot Financing CorporationLocation: Makati, PhilippinesAbout OneLot:OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars...

  • Credit Analyst

    1 week ago

    Makati City, National Capital Region, Philippines Eastern Communications Full time ₱600,000 - ₱1,200,000 per year

    Job Summary:Our Ka-Eastern Financial Analyst for Credit plays a critical role in ensuring credit risk is managed. He/she is responsible for performing credit research, credit evaluation, work order issuance, refund processing, and reports creation and analysis.Our ideal candidate must be:A graduate of Accountancy or any equivalent Business...

  • Junior Credit Analyst

    1 week ago

    Makati City, National Capital Region, Philippines ProCredit Financing Corp Full time ₱600,000 - ₱1,200,000 per year

    About UsProCredit is a tech-enabled SME lender led by a very seasoned team with over 50 years of combined experience at Citigroup, Standard Chartered, ANZ, and ADB—deeply rooted in emerging markets and SME lending. We're on a mission to become the leading SME lender in the Philippines, using credit-first engagement, data-driven underwriting, and flexible,...

  • Business Analyst for Credit Risk Data Remediation

    1 week ago

    Makati City, National Capital Region, Philippines ING Full time ₱1,200,000 - ₱2,400,000 per year

    Background on what ING is about:ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most diverse workforce and where no challenge is the same.At ING our purpose is...

  • Market Risk Analyst

    1 week ago

    Makati City, National Capital Region, Philippines RCBC Full time ₱1,500,000 - ₱2,500,000 per year

    The Market Risk Analyst will be responsible in evaluating and overseeing the market risk within the Bank's trading portfolio. Responsibilities include conducting risk analysis, implementing stress testing procedures, developing and executing market risk models and methodologies and facilitating projects and process enhancements within the Market Risk...

  • Senior Credit Analyst

    1 week ago

    Makati City, National Capital Region, Philippines Nezda Global Full time $104,000 - $130,878 per year

    About the RoleWe're looking for a seasoned investment professional to support our Fixed Income Portfolio Management team. This role is key in shaping asset allocation strategies, conducting in-depth credit research, and ensuring sound investment decisions aligned with market trends and company policies.What You'll Do:Advise portfolio managers on fixed-income...

  • Product Lead- Credit Risk Data Remediation

    20 hours ago

    Makati City, National Capital Region, Philippines John Clements Consultants, Inc. Full time ₱1,200,000 - ₱2,400,000 per year

    Responsibilities:As Product Lead, you'll drive end-to-end delivery of systems and data solutions that support Credit, Market, and Non-Financial Risk across all business lines.You'll lead squads with a clear vision and shape the roadmap for regulatory and internally-driven initiatives.Lead a team of Business Analysts and IT EngineersSet the strategy and...

  • Credit Risk Department Head

    3 days ago

    Makati City, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time ₱1,500,000 - ₱2,500,000 per year

    The position primarily is responsible for overseeing and managing the credit risks associated with extending credit to individuals or business clients of the bank. The position shall ensure a balanced approach to all credit decisions to avoid potential financial loss resulting from borrower default.Duties and Responsibilities:A. Credit Risk...

  • Business / Data Analyst for Credit Risk Data Remediation

    1 week ago

    Makati City, National Capital Region, Philippines ING Full time ₱1,200,000 - ₱2,400,000 per year

    REQ 26/08/2025Customer JourneyMakati City, FilipijnenING HubsBackground on what ING is about :ING Hubs Philippines (ING Hubs PH) is an international part of the ING organization delivering services to many Business Units across the world for both Wholesale Banking and Retail Banking activities. Working for ING Hubs PH means working with the most diverse...