Credit Risk Analyst

5 hours ago

Makati City, National Capital Region, Philippines Founders Launchpad Full time ₱1,200,000 - ₱2,400,000 per year

This role is for Founders Launchpad's portfolio company, OneLot.

About Us

OneLot specializes in offering working capital financing exclusively to used car dealers. The company's innovative approach allows dealers to access funding based on a pre-approved credit line, determined by a data-driven and AI-enabled assessment of their business. This financial support enables dealers to expand their inventory, cater to a broader customer base, and ultimately boost their profitability.

Job Summary

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well informed, data-driven, and aligned with our internal policies and risk standards.

Job Responsibilities

  • Collect, review, and analyze business and financial information of used car dealers.
  • Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
  • Conduct research to gather additional information related to a dealer's business, credit standing, and background.
  • Evaluate financial data to design tailor-fit credit solutions for each applicant.
  • Assess and recommend credit decisions based on the dealer's risk profile.
  • Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
  • Monitor credit performance and provide insights to support strategic credit decisions.

Qualifications

  • With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
  • Knowledge of KYC, credit investigation, and due diligence processes.
  • Familiarity with financial statements and credit scoring methods.
  • Preferably with a degree in Finance, Business Administration, Economics, or a related course.
  • Excellent verbal and written communication skills.
  • Ability to handle difficult conversations with empathy and professionalism.

Job Type: Full-time

Pay: Php40, Php70,000.00 per month

Application Question(s):

  • [REQUIRED] Please reply with Yes/No if understood:

This role is for Founders Launchpad's (job poster account) portfolio company, OneLot. The HR representative of OneLot will be the one to contact you directly should you get shortlisted for the next steps.

  • [REQUIRED] Yes/No.

If your application is not considered for OneLot, is it okay with you that we share your application to our other portfolio companies?

  • [REQUIRED] What is your expected monthly salary? Please note if it's in GROSS or NET.

Work Location: In person

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