Credit Analyzer

1 week ago

Quezon City, National Capital Region, Philippines Lalco Holdings Full time ₱15,000 - ₱25,000 per year

Job Description:

  • Conduct comprehensive credit assessments and risk analysis for loan applicants.
  • Review financial statements, cash flow projections, business plans, and collateral.
  • Perform credit scoring, rating, and due diligence for SME and corporate clients.
  • Prepare and present credit reports and recommendations to the credit committee.
  • Monitor existing loan portfolios to ensure credit quality and identify warning signs.
  • Coordinate with internal departments to ensure loan policies and procedures are followed.
  • Stay updated on industry trends, regulatory changes, and market conditions.
  • Provide recommendations to improve credit approval workflow and risk management practices.

Desired Experience and Skills includes:

  • Previous experience working in a bank or audit firm (minimum 2 years)
  • Strong knowledge of credit underwriting principles and lending practices.
  • Familiar with loan documentation, financial statement analysis, and credit scoring models.
  • Proficiency in Lao and English language (reading, writing and speaking) is required.
  • High attention to detail and accuracy.
  • Strong analytical and problem-solving abilities.
  • Excellent communication and reporting skills.

Qualification: Finance, Economics, Accounting, Business Administration, Banking or related fields.

Working location: Vientiane Capital, Lao PDR (with domestic and international travel).

Working time: from Monday to Saturday morning from 8am to 5pm.

Salary: up to 1,500$

Report to the owner

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