Commercial Credit Risk Analyst

9 hours ago


Las Piñas, National Capital Region, Philippines beBeeCredit Full time ₱680,000 - ₱1,017,000

Job Title:

Commercial Credit Risk Analyst

 

Job Description:

As a Commercial Credit Risk Analyst, you will play a critical role in assessing the creditworthiness of borrowers and mitigating risk associated with mortgage loan applications. You will work closely with loan officers and underwriters to structure loan terms and conditions that balance borrower needs with effective credit risk management.

The ideal candidate will possess strong analytical skills, a solid understanding of commercial loans, income streams, and financial analysis tools, as well as excellent communication skills to convey complex credit analysis findings to stakeholders.

In this fast-paced environment, you will be responsible for reviewing and analyzing financial statements, cash flow projections, credit reports, and other relevant documents to determine borrower creditworthiness. Your expertise will help assess risk associated with mortgage loan applications by evaluating borrower financial stability, repayment capacity, and collateral quality/value.

 

Required Skills & Qualifications:
  • Bachelor's degree in finance, accounting, economics, business administration, or a related field.
  • Minimum 3 years' experience in credit analysis or a similar role within the mortgage or finance industry.
  • Proficient in using CRM software and financial analysis tools.
  • Strong understanding of commercial loans, income streams, and financial analysis.
  • Excellent communication skills to convey credit analysis findings to stakeholders.

 

Work Environment:

This role requires a highly organized, proactive individual who can work independently with minimal supervision in a fast-paced environment with multiple deadlines and priorities.



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