Branch Credit Manager

1 week ago


Paranaque City, Calabarzon, Philippines Avanse Financial Services Full time
Overview

Underwriting/recommending of proposals for non-collateral/collateral backed education loan

Responsibilities
  • Managing team of Credit processing associates
  • Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education infrastructure loan
  • Process Understanding process and policies and implementing the same to ensure smooth transactions
  • Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
    • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies
  • Quality Management in terms of Audit, Compliance and Hind sighting
  • PDD Management controlling and tracking PDDs through proper MIS for the location
  • Monitoring end usage of loan
Deliverables
  • Login to Recommendation TAT
  • Maintaining Audit Compliance and errors in Hind sighting
  • Training
  • Delinquency control as per budget
  • Cost management
  • New initiatives
Eligibility
  • CA
Technical Competencies
  • Basic knowledge of loan underwriting
  • Knowledge of Education Lending Business- awareness on risk involved.
  • Good communication and report writing skills
  • Basic knowledge of Banking
  • Good Knowledge of computer applications

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