Mortgage Credit Analyst

1 week ago

San Fernando, Philippines Wingman Group Full time

We are seeking a professional and reliable Mortgage Credit Analyst to join our team You will be responsible for assessing the creditworthiness of loan applicants, ensuring compliance with lending regulations, and working with real estate agents to ensure a successful and timely close.

Key Responsibilities:

  • Assess each borrower’s financial statements and credit data to determine their creditworthiness.
  • Prepare paperwork for clients actively applying for a mortgage loan and help them pull together all the necessary documents and credit information to submit a complete and viable loan application to lenders.
  • Review mortgage disclosures to make sure all federal and state lending regulations are followed.
  • Work with real estate agents to make sure they understand what is required for clients to successfully apply for a mortgage loan.
  • Maintain current and accurate records for each client throughout the lending process and ensure sensitive information is handled with the utmost care.
  • Present progress reports and updated financial data to the mortgage team to ensure a successful close.

Job requirements

Requirements:

  • Minimum of 2-3 years of experience in the mortgage or financial services industry, specifically in credit analysis or underwriting.
  • Proficiency in mortgage software and financial analysis tools such as Quickli, PropertyHub, Mercury, MyCRM and etc.
  • Advanced skills in Microsoft Excel, including financial modeling and data analysis.
  • Familiarity with credit reporting systems and tools.
  • Strong analytical and problem-solving skills to assess the creditworthiness of borrowers and identify potential risks.
  • Ability to interpret complex financial statements, credit reports, and other financial data.
  • Strong time management and organizational skills to handle multiple tasks and clients simultaneously.
  • Attention to detail to ensure accuracy in financial assessments and documentation.

Technical Requirements:

  • Equipment is self-provided
  • USB Headset with Noise Cancellation feature
  • Working Webcam
  • Computer with at least 1.5 GHz processor and at least 8GB RAM
  • Main Internet Service Speed: at least 50 Mbps cable connection
  • Backup Internet Service Speed: at least 25 Mbps
  • Dual Monitor
  • Discretionary bonus - not a 13th month pay.
  • Referral Bonus - 50 AUD per successful hire (3rd mark with the client)
  • Dedicated support person (CSM)
  • Support from HR, Tax, and other specialties
  • 10 Paid Annual Leaves; 9 Paid Australian Holidays (ONLY regular employees); 1 Birthday Leave
  • Company Outing (For tenured employees; 6 months)
  • Paid Training
  • 100% Work-From-Home

Note: Salary is negotiable

Seniority level

Not Applicable

Employment type

Full-time

Job function

Finance

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