Loan Officer
2 days ago
DUTIES AND RESPONSIBILITIES:
- · Meet with clients to assess their mortgage needs and provide product recommendations.
- · Request for the appraisal reports of Mortgage property.
- · Explain REM products, interest rates, terms, and eligibility requirements.
- · Collect and verify financial documents (income, credit history, assets, and liabilities).
- · Evaluate loan applications and submit them for approval in line with company policies.
- · Maintain relationships with real estate agents, builders, and referral partners to generate leads.
- · Guide clients through the loan process, from application to closing.
- · Ensure compliance with banking regulations and lending standards.
- · Achieve monthly and quarterly sales/loan origination targets.
JOB SPECIFICATIONS:
- · Bachelor's degree in Finance, Business Administration, Economics, Banking, or related field (preferred) or Undergraduate.
- · At least 1–3 years of experience in Real Estate Loan origination, financial services.
- · Experience in sales, client relationship management, or real estate transactions is desirable
- · Strong understanding of Real Estate products, loans process, and documentation.
- · Knowledge of Financing regulations and credit analysis with Strong sales and negotiation abilities to promote Real Estate products
- · Familiarity with real estate market trends, property valuation, and documentation requirements.
- · Excellent communication and interpersonal skills for dealing with clients and real estate agents
- · High ethical standards, integrity, and professionalism also Goal-driven, self-motivated, and able to meet sales/loan targets.
- · Customer-oriented with strong relationship-building skills, and Ability to work under pressure and manage multiple client accounts.
- · Willing to train in Head Office (Ortigas, Pasig) for two to three weeks
- (Free accommodation, with training allowance, transportation reimbursement (one way)
- · Willing to do fieldworks
- · Can start ASAP
Job Type: Permanent
Pay: Php20, Php23,000.00 per month
Work Location: In person
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