Mortgage Loan Writer | Credit Analyst | Parabroker

Mortgage Loan Writer | Credit Analyst | Parabroker - Remote Working from home Schedule: Monday to Friday, New Zealand hours Work Environment: Secure work from home The Company Matthew Dawe Mortgages is a New Zealand based young and growing mortgage company. We are passionate about helping clients get finance for their dream home, first home or investment property. We take the stress and confusion out of the mortgage process by helping clients get approved, negotiate with lenders & provide financial advice along the way. After a growth period we need someone to help with analysing client documents, writing deals, proposals & preparing servicing calculators. This involves reviewing & understanding a clients supporting information and packaging this up for presentation to lenders to help the client get approved. There are other credit related tasks such as research & property/security tasks as well as pricing & structure tasks. We have a team of young, happy, high performers, who are committed to their work and who support each other to succeed. The Role We are looking for a Mortgage Loan Writer | Credit Analyst. You’ll analyse the client’s supporting documents, research lender criteria and package up / produce a lender proposal / diary note and servicing calculator. Your goal will be to accurately & timely assist the Mortgage broker | Financial adviser to help clients get finance to purchase a home whilst providing excellent attention to detail along the way. You will have at least 18 months experience as a Loan writer | Credit analyst for a New Zealand or Australian based mortgage broker. The right person for this role will know how to package a deal, and can research lender criteria, understand the clients deposit, income, bank statements and other supporting documents, and produce a thorough proposal and servicing calculator. This involves carefully checking your work and following a process. Your success will enable us to help more clients, by freeing up/ supporting the Mortgage broker | Financial adviser. Ideally you will have 18 months+ experience as a loan writer analysing client documents, packaging & writing up deals. We are after a self-starter who is driven by constant improving & learning as a personal philosophy, has a high attention to detail and takes pride in their work. This role would suit someone who takes the initiative, is adaptable and can follow a system to a successful result. Requirements Experience: Proven 18 months+ experience working for a New Zealand or Australian based mortgage broker as a loan writer | credit analyst analysing a clients supporting documents, researching lender criteria and packaging up a proposal/diary note & servicing calculators is a prerequisite for this role. Know: mortgage loan products, bank platforms, and processes. Understand: bank/lender policies and procedures. Skills: Excellent verbal and written English communication skills. Attention to detail: Being able to focus. Characteristics: You are highly ethical, take accountability & ownership of your work. Learning & improving as a self-philosophy, being able to ‘dig in’ when the learning/going gets tough to achieve improvement & a well‑earned success. Ability: to follow a process, be adaptable to learn our process, read checklists & watch videos carefully then implement this learning into completing tasks for clients with a high degree of accuracy. Highly organised: proficient at prioritising tasks. Team player: ability to work under pressure & prioritise appropriately. Smart & detail orientated: have strong sense of pride/checking work and are able to focus. Benefits Great pay: 70,000 PHP/month, 40 hours per week, 5am – 2pm PHST (with an hour of breaks, 8 hours worked/day) Monday to Friday. Remote working: No travel, work from home. 13th month Bonus/December Bonus: One month salary as a bonus paid in December. Public Holidays Day off or Double Pay: 7 paid days off per year or choose to work these for double pay. Annual Leave/Paid time off: Additional 5 sick/vacation/annual leave days off per year. Salary Scales model: Guaranteed salary increases when you hit certain milestones in the role as you progress & learn. Automated workflow process: With description of tasks you need to complete, checklists & videos is all built and ready for you to study, learn & follow. Supportive Culture: Dedicated senior member supporting, providing feedback and answering questions. Good career opportunity & recognition to progress. Small friendly team/Family environment. How to apply for this role Answer some basic questions: What role are you applying for? What is your current role, length of time & responsibilities? Please explain your experience/current role in how it relates to the criteria for this position which is a prerequisite of this role. Why are you looking for a new role? Are you available to start full time straight away? When can you start? Do you have a degree or qualification? Name the qualification & what field is this in? We are looking for someone who is smart, committed to learning/ improving and can carefully check their work for accuracy as is a adaptable. Why do you think you would be good for this role? Salary match Number of applicants Skills match Your application will include the following questions: What's your expected monthly basic salary? Which of the following types of qualifications do you have? How many years' experience do you have as a Credit Analyst? How would you rate your English language skills? Which of the following languages are you fluent in? Which of the following Microsoft Office products are you experienced with? How much notice are you required to give your current employer? How many years' experience do you have as a Mortgage Loan Processor? To help fast track investigation, please include here any other relevant details that prompted you to report this job ad as fraudulent / misleading / discriminatory / salary below minimum wage. #J-18808-Ljbffr