Relationship Manager

6 days ago

Quezon City, Philippines RCBC Full time

Overview

RCBC Quezon City, National Capital Region, Philippines

Join to apply for the Relationship Manager - Business Banking role at RCBC .

Location: Quezon City, National Capital Region, Philippines

Responsibilities
  • Generate new commercial loans for the Bank, develop existing loan portfolio, maintain asset quality, cross-sell the bank's products/services, and provide professional account management to meet portfolio growth and profitability objectives while preserving asset quality. Establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within the bounds of Bank policies and governing laws and regulations.
  • Conduct credit evaluation of accounts, including client calls and ocular inspections.
  • Recommend the establishment of credit facilities in accordance with the Bank's priorities and policies by analyzing/evaluating the client's business/industry, financial capacity, management competence, collateral/security, and account profitability.
  • Improve the quality of the loan portfolio and aim to maximize return on resources.
  • Solicit credit-worthy accounts by identifying target markets and strategies, marketing the Bank’s products and services, and offering a financial package tailored to client requirements. Increase market share, improve revenues, and enhance portfolio quality.
  • Develop the existing portfolio by conducting an annual review of credit facilities and their suitability to current requirements. Expand and deepen relationships with prime accounts by soliciting availments, deposits and collateral business.
What will make you successful?
  • Bachelor’s degree in Economics, Business, Accounting, or Commerce. Post-graduate degree (e.g., MBA, MA) preferred.
  • Working knowledge of international and local trade payments/practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation.
  • Two (2) years banking industry experience, or five (5) years experience in other industries.
  • Proficient in basic MS Office applications. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills.
Seniority level
  • Entry level
Employment type
  • Full-time
Job function
  • Sales, Business Development, and Product Management
Industries
  • Banking

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