US Mortgage Underwriter

4 days ago

Pasig, Philippines Mega eResources Center IInc Full time

We are seeking a highly experienced US Mortgage Underwriter to join our dynamic underwriting team at Mega eResources Center Inc. In this pivotal role, you will leverage your expertise to evaluate and approve mortgage applications, ensuring compliance with industry regulations and internal policies, while contributing to an efficient and customer-focused underwriting process. Responsibilities Review and analyze mortgage loan applications, credit reports, and financial documents to determine borrower eligibility and risk factors. Ensure compliance with company policies, investor guidelines, and federal regulations. Utilize automated underwriting systems to evaluate loan applications and make informed decisions. Communicate with loan officers, borrowers, and other stakeholders to gather additional information and clarify any discrepancies. Prepare and document underwriting findings and decisions clearly and accurately. Provide mentorship and training to junior underwriters, fostering a collaborative team environment. Required and Preferred Qualifications Required 2+ years of experience in mortgage underwriting, with a strong understanding of conventional, and NON-QM loan products. Familiarity with automated underwriting systems such as DU and LP Solid knowledge of credit analysis, debt-to-income ratios, and asset verification Preferred Experience with automated underwriting systems and tools Certification from a recognized mortgage underwriting organization Proven ability to work in a fast-paced environment and handle multiple priorities Technical Skills and Relevant Technologies Proficiency in underwriting software and tools, including LOS (Loan Origination Systems) Experience with data analysis and reporting tools to drive insights and efficiencies. Familiarity with compliance software to ensure adherence to regulatory standards. Soft Skills and Cultural Fit Strong attention to detail and commitment to quality in all aspects of work Ability to thrive in a hybrid work environment , demonstrating self-motivation and accountability. Collaborative mindset with a focus on teamwork and cross-functional communication Adaptability to changing priorities and a proactive approach to problem-solving. Benefits HMO upon regularization 13thMonth Pay Bonuses (Annual increase and Annual Bonus) Paid VL and SL Holiday pay (PH Holiday) Additional Information JOB TITLE: US Mortgage Underwriter WORK ENVIRONMENT: Office setting with occasional opportunities for remote work. REPORTING STRUCTURE: Reports to the Mortgage Underwriting Manager. SALARY: Salary is based upon candidate experience and qualifications, as well as market and business considerations. PAY RANGE: Php 40,000 minimum to Php 60,000 maximum. LOCATION: Ortigas, Pasig City EMPLOYMENT TYPE: Full time SCHEDULE: Fixed Monday to Friday, 8-hour shift (graveyard or morning shift) EQUAL OPPORTUNITY STATEMENT:We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. APPLICATION INSTRUCTIONS:Please submit your resume and a cover letter outlining your qualifications and experience. #J-18808-Ljbffr

  • US Mortgage Conventional/Non-QM Underwriters

    3 days ago

    Pasig, National Capital Region, Philippines Mega eResources Center, Inc. Full time ₱1,200,000 - ₱2,400,000 per year

    Full job descriptionWe are currently hiring Conventional and Non-QM Underwriters, as well as Jr. Underwriters. Candidates should have a minimum of 2+ years of experience in conventional and non-QM underwriting, or relevant experience as a loan processor. Candidates must have a strong working knowledge of loans qualified based on FNMA/FHLMC guidelines and...

  • US Mortgage Processor

    4 days ago

    Pasig, Philippines Mega eResources Center IInc Full time

    US MORTGAGE PROCESSOR Mortgage Loan Processors play a critical role in the home loan process by reviewing and verifying loan applications, ensuring all required documentation is complete and accurate. They act as a liaison between borrowers, loan officers, and underwriters to facilitate smooth and timely loan approvals. Function to help streamline mortgage...

  • Mortgage Loan Processor

    4 weeks ago

    Pasig, Philippines Mega eResources Center IInc Full time

    Overview Mega eResources Center, Inc. is seeking an experienced Mortgage Loan Processor to join our growing team. In this full-time role, you will be responsible for processing mortgage loan applications and ensuring a seamless experience for our clients. The position is based in our Ortigas, Pasig City office in Metro Manila. Responsibilities Reviewing and...

  • Mortgage Loan Processor

    5 days ago

    Pasig, National Capital Region, Philippines Emapta Global Full time ₱420,000 - ₱840,000 per year

    The role of a Loan Processor is to assist with the administrative tasks that sit between these processes and the ongoing tasks involved in maintaining a long client relationship over the years.Primary Job Functions Loan ProcessorAll items are at the instruction/direction of your franchiseeMake updates to core loan processing systems – Broker Platform,...

  • Loan Processor

    2 weeks ago

    Pasig, National Capital Region, Philippines Loan Factory Inc Full time ₱480,000 per year

    We are seeking a detail-oriented Mortgage Loan Processor to join our team. The Mortgage Loan Processor will be responsible for gathering necessary documentation, reviewing applications, and ensuring the timely and accurate processing of mortgage loan applications. The ideal candidate will possess strong communication skills, a thorough understanding of...

  • Credit Underwriters

    5 days ago

    Pasig, National Capital Region, Philippines Aditya Consulting Full time $104,000 - $130,878 per year

    Our client is a U.S.-based credit and finance firm with a strong focus on real estate, hospitality, and construction lending. Since 2002, we've originated over $6.5 billion in loans and managed $1 billion in investor assets.As part of the client's team, we will provide you training in U.S. real estate lending and pair you with experienced U.S.-based...

  • Real Estate Underwriting/Acquisition Analyst

    3 days ago

    Pasig, National Capital Region, Philippines iSupport Worldwide Full time $104,000 - $130,878 per year

    We are looking for a detail-oriented and analytical Real Estate Underwriting/Acquisition Analyst to join our growing real estate investment team. In this role, you will gain exposure to the full lifecycle of real estate transactions, from market research and financial modeling to due diligence, acquisition, and investor presentations.Key...

  • Credit Underwriter and Loan Processing Associate

    5 days ago

    Pasig, National Capital Region, Philippines Staff Domain Inc. Full time A$90,000 - A$120,000 per year

    Setup and Location: Onsite-OrtigasWork Schedule: 9:00 AM-6:00 PM (AEST) | 7:00 AM-4:00 PM (PH Time)Employment Type: Full-timeReady to do work that actually excites you?We're looking for a Credit Underwriter & Loan Processing Associate to take on a dynamic dual role. You'll assess the creditworthiness of borrowers, make sound credit recommendations, and...

  • Complaints Specialist

    3 days ago

    Pasig, National Capital Region, Philippines Extend Your Team Full time ₱30,000 - ₱60,000 per year

    This is a remote position.Company Mission:Our mission is to reduce the cost of capital across the world.About the Company:We have invented a new credit card powered by an advanced asset-securing platform that enables us to offer much lower APRs to consumers. Our team is a combination of deep technology (Microsoft, Google, Facebook), and finance (Nubank,...

  • loan processor

    5 days ago

    Pasig, National Capital Region, Philippines Outsource Accelerator Full time $104,000 - $130,878 per year

    is a cutting-edge AI-powered platform revolutionizing commercial real estate financing. By leveraging advanced technologies like machine learning and blockchain, offers fast, transparent, and data-driven lending solutions. The platform connects borrowers with lenders efficiently, providing funding solutions ranging from $1 million to over $1 billion for...