Lead, Credit Risk Management

2 weeks ago


Pasig, National Capital Region, Philippines RCBC Bankard Services Corporation Full time

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  • Develop and improve credit risk management policies for various products, i.e., Credit Cards, Personal Loans, Merchant Acquiring Corporate Cards, to support business goals and objectives.
  • Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
  • Create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation.
  • Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform.
  • Represents the Group in Committee meetings, Business reviews, endorsement of credit risk proposals and other areas where credit risk decision is needed, in the absence of the Credit Risk Management Head.

Job Requirements

  • Graduate of a business course or business-related course
  • Proven expertise in credit risk and portfolio management
  • Knowledgeable on current banking laws and regulations, and bank lending policies.
  • With 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role
Your application will include the following questions:

What's your expected monthly basic salary?

How many years' experience do you have as a Credit Risk Management Officer?

How many years' experience do you have as a Credit Risk Manager?

RCBC Bankard Services Corporation

Once you choose a career with RCBC Bankard Services Corporation, you can experience the excitement of being involved in a company that pioneered the credit card business in the country. As a credit card provider under RCBC, our firm issues RCBC Bankard credit cards under the MasterCard, Visa, JCB and UnionPay labels. With over 30 years of giving Filipino consumers the benefits of cashless transactions, versatile add-on services, and innovative rewards points, we at RCBC Bankard Services Corporation have the right environment that will support, sustain, and value your efforts to enhance our cardholders' convenience and lifestyle. Individuals with creative sensibilities willing to work in a financial institution will fit right in with us well, motivated as we are in the pursuit of efficiency, creativity and excellence. While steeped in the credit card business, our professionals exhibit a great sense of originality, inspiring teamwork, mutual trust and professionalism, and recognizing and rewarding excellence and loyalty.

Once you choose a career with RCBC Bankard Services Corporation, you can experience the excitement of being involved in a company that pioneered the credit card business in the country. As a credit card provider under RCBC, our firm issues RCBC Bankard credit cards under the MasterCard, Visa, JCB and UnionPay labels. With over 30 years of giving Filipino consumers the benefits of cashless transactions, versatile add-on services, and innovative rewards points, we at RCBC Bankard Services Corporation have the right environment that will support, sustain, and value your efforts to enhance our cardholders' convenience and lifestyle. Individuals with creative sensibilities willing to work in a financial institution will fit right in with us well, motivated as we are in the pursuit of efficiency, creativity and excellence. While steeped in the credit card business, our professionals exhibit a great sense of originality, inspiring teamwork, mutual trust and professionalism, and recognizing and rewarding excellence and loyalty.

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