Senior Credit Analyst

• REQ
• 26/08/2025
• Customer Operations
• Makati City, Filipijnen
• ING Hubs

Who we are:

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve

around 37 million customers, corporate clients and financial institutions in over 40 countries. Our

purpose is to empower people to stay a step ahead in life and in business.

We have senior credit analyst (more than 5 years' eperience) positions that offer an ideal opportunity

to gain eposure to a new, strategically important, and high-profile team within ING Wholesale Banking.

We are looking for eperienced credit professionals who have in-depth eperience in monitoring loan

covenants, financial spreading, risk rating and credit reviews. The aim is to help shape the future

processes within lending support across the entire global ING Wholesale Banking network. The role

would suit candidates that want to begin or epand a career in corporate lending and credit analysis.

Who we're looking for:

• Bachelor's degree preferred - if possible, in Business, Accounting, Finance or Economics but can

be in another discipline coupled with strong knowledge of accounting.

• Work eperience should be in financial services involving corporate or institutional lending.
• Solid understanding of the financial statements of companies.
• We value resourcefulness, teamwork, and enthusiasm all of which might be demonstrated via your

previous work eperience or perhaps involvement in etracurricular activities.

• High level of attention to detail coupled with strong organisational and scheduling skills are

important.

• Ecellent written and spoken English communication skills. You will be working with teams across

multiple lines of business based in many different counties so strong communication skills are a

must.

Main Responsibilities

• Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of

public and private companies and inputting the required data into various credit analysis systems.

• Screening the loan agreements and understanding the financial covenants applicable to the

borrower.

• Preparation of various reports for lending teams across the globe for overdue ratings, covenants

and financials – we want to be able to proactively help the lending teams resolve any issues before

they may arise.

• Conducting background research independently to understand the broad drivers that guide various

sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting

in an appropriate risk rating.

• You will tap into your credit, analytical and technical skills while working collaboratively with your

local and global peers and management teams.

• You will work with engaged managers and have eposure to global teams across all areas of

Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).

Your place of work

Eplore the area

Questions? Just ask

ING Recruitment team

Bij ING willen we het beste uit mensen halen. Daarom hebben we een inclusieve cultuur waarin iedereen de kans krijgt om te groeien en een verschil te maken voor onze klanten en de samenleving. Diversiteit, gelijkheid en inclusie staan bij ons altijd voorop. We behan iedereen eerlijk, ongeacht leeftijd, geslacht, genderidentiteit, culturele achtergrond, ervaring, geloof, ras, etniciteit, beperking, gezinssituatie, seksuele geaardheid, sociale afkomst of wat dan ook. Heb je hulp nodig of kunnen we iets voor je doen tijdens je sollicitatie of gesprek? Neem dan contact op met de recruiter die bij de vacature vermeld staat. We werken graag samen met jou om het proces eerlijk en toegankelijk te maken. Lees hier meer over hoe wij staan voor diversiteit, inclusie en erbij horen.