Intermediate Credit Analyst

2 weeks ago

Makati City, National Capital Region, Philippines ING Full time ₱900,000 - ₱1,200,000 per year

Main Responsibilities

  • Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
  • Screening the loan agreements and understanding the financial covenants applicable to the borrower.
  • Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
  • Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
  • You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams.
  • You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).

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