credit review officer

1 day ago

Pasig, National Capital Region, Philippines Metrobank Full time ₱500,000 - ₱1,000,000 per year

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities
that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We
supply you with all the pieces you need to do your best work, unleashing your full potential to help you
secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community,
you have the chance to give back and make worthwhile contributions to our nation's economic and
social development.

With Metrobank, a meaningful life is within your reach

Position Title: Credit Review Officer

Job Summary

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Specific Duties & Responsibilities

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times.


Qualifications

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst​
  • Experienced commercial / corporate Relationship Manager
  • Experienced Certified Public Accountant (CPA) from top accounting firms​
  • Experienced Credit Officers handling commercial and consumer loans


Other Details


Rank: Officer
Unit: Credit Group
Location: Metrobank Ortigas Center Banker's Plaza Bldg

  • Credit Review Associate

    1 day ago

    Pasig, National Capital Region, Philippines Cepat Kredit Financing Inc. Full time $40,000 - $80,000 per year

    Job Overview:The CRD Associate for Credit Review and Post Review plays a vital role in ensuring the accuracy of credit reports and compliance with lending policies and procedures during both pre- and post-booking stages of the loan process.Key Result Areas:Ensure accuracy of Account Details, Information and Completeness of documents provided by CI and...

  • Credit Analyst

    1 day ago

    Pasig, National Capital Region, Philippines Unistar Credit and Finance Corp Full time $40,000 - $60,000 per year

    DUTIES AND RESPONSIBILITIESReviews and evaluates all credit applications and submitted documents based on the existing credit policies and practices.Validates with the assigned branches in case of incomplete documents and screens probability of fraud in the credit applications.Decides on the credit applications and validates the veracity and completeness of...

  • Credit Officer

    1 day ago

    Pasig, National Capital Region, Philippines Green Mortgage Lawyers Full time ₱400,000 - ₱600,000 per year

    GRAB THESE PERKS WHEN YOU GET HIREDCompetitive salary package25 days of paid leaveHMO coverage from Day 1Attendance bonuses and meal allowancesComplimentary rice, drinks, and snacksA fun work environment with a focus on work-life balanceAccess to an entertainment and gaming areaMonthly basketball and volleyball gamesFun Fridays with games and more to unwind...

  • Credit and Collection Officer

    1 day ago

    Pasig, National Capital Region, Philippines ALEF FOOD SERVICES INC. Full time $40,000 - $80,000 per year

    Job Title: Credit and Collection OfficerDepartment: Collection DepartmentReports To: General ManagerKEY AREAS OF OVERSIGHT & RESPONSIBILITIES:CREDIT LOAN  EVALUATIONCREDIT LOAN  EVALUATIONOversees the overall loan processing and collection activities to ensure timely follow-ups are being done by assigned staff.LOAN APPROVED AND MONITOR OF...

  • Credit and Collection Officer

    1 day ago

    Pasig, National Capital Region, Philippines Agrifund AP Finance Corp. Full time $40,000 - $60,000 per year

    Job Title: Credit and Collection OfficerDepartment: Collection DepartmentReports To: General ManagerKEY AREAS OF OVERSIGHT & RESPONSIBILITIES:CREDIT LOAN  EVALUATIONOversees the overall loan processing and collection activities to ensure timely follow-ups are being done by assigned staff.LOAN APPROVED AND MONITOR OF PAYMENTSEnsures proper documentation,...

  • Credit Officer

    1 day ago

    Pasig, National Capital Region, Philippines J-K International Language Center Full time ₱250,000 - ₱350,000 per year

    COMPANY PROFILE: This financial services firm began in financing and purchasing cars 8 years ago. They are thought to be among the top financial firms in Japan.Position: Credit Officer (Auto Loans)Company Industry: Financial Services CompanyWork Location: Pasig CityWork Schedule: Weekends Off (Dayshift)Salary: Negotiable depending on years of working...

  • Credit Officer

    1 day ago

    Pasig, National Capital Region, Philippines J-K Network SERVICES Full time ₱25,000 - ₱35,000 per year

    COMPANY PROFILE: A finance company that provides loan and financing services forindividuals and businesses, specializing in auto loans and other credit-basedpurchases. The company offers various financial products and services to helpconsumers realize their financial goals and make purchases they might otherwise notafford. They started operating in the...

  • Credit Officer

    1 day ago

    Pasig, National Capital Region, Philippines Boutique Outsource Solutions Pty Ltd Full time ₱104,000 - ₱130,878 per year

    Are you detail-oriented and passionate about delivering accurate credit assessments? Do you have experience in Australian residential mortgage loan processing and enjoy working in a fast-paced, collaborative environment? Join us as a Credit Officer and play a key role in ensuring the quality of our loan book while delivering exceptional service to our...

  • Credit Officer

    1 day ago

    Pasig, National Capital Region, Philippines J-K Network Full time ₱25,000 - ₱35,000 per year

    COMPANY PROFILE: This Company main Branch is in Japan and also have four partnership both in domestic and overseas, it is also established in June 1954. their company industry is focused on financial services such as bill collection and leases services.Position: Credit OfficerCompany Industry: Finance CompanyWork Location: Ortigas, Pasig CityWork Schedule:...

  • credit and collection officer

    1 day ago

    Pasig, National Capital Region, Philippines Starport Armada Solutions Inc. Full time ₱600,000 - ₱1,200,000 per year

    Conduct credit risk assessments for new and existing clients by analyzing financial statements, payment histories, and credit reports.Establish and manage credit limits and payment terms in accordance with company policy.Review and release sales orders and shipments that are on credit hold.Maintain accurate and up-to-date client credit files and...