Loan Reviewer

2 weeks ago


Makati City, National Capital Region, Philippines Emapta Full time ₱900,000 - ₱1,200,000 per year

Build a Global Career in Finance Excellence

Be the final gatekeeper of financial precision. Join a global team where your eye for detail safeguards millions in mortgage transactions and ensures compliance with international standards. Experience a global career in mortgage and financial services without leaving home. This role lets you master international loan processes, gain exposure to global compliance practices, and make your mark in the ever-evolving financial landscape while growing in a stable and supportive workplace that values balance and excellence.

Job Description

As a Loan Reviewer, you'll play a key role in ensuring the accuracy and completeness of mortgage documents before finalization. From verifying signatures to flagging inconsistencies, you'll help guarantee that every file meets regulatory and internal standards while working in a team-first environment.

Job Overview

Employment type: Full-time

Shift: Night Shift (8:00 AM - 5:00 PM EST / 8:00 PM - 5:00 AM PHT during DST; 9:00 PM - 6:00 AM otherwise), Weekends Off

Work setup: Onsite, Makati

Exciting Perks Await

  • Day 1 HMO coverage with free dependent
  • Competitive Salary Package
  • Prime office location in Makati (Easy access to MRT stations, restaurants, and banks)
  • Fixed weekends off
  • Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
  • Unlimited upskilling through Emapta Academy courses
  • (Want to know more? Visit )
  • Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
  • Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
  • Unlimited opportunities for employee referral incentives across the organization
  • Standard government and Emapta benefits
  • Total of 20 annual leaves to be used at your discretion (including 5 credits convertible to cash)
  • Fun engagement activities for employees
  • Mentorship and exposure to global leaders and teams
  • Career growth opportunities
  • Diverse and supportive work environment

The Qualifications We Seek

  • Bachelor's/College Degree in Finance, Accountancy, Banking, or any related field.
  • At least 1 year of experience in Mortgage Banking Closings.
  • Proficient in Microsoft Office tools, especially Word and Excel.
  • Experience with Encompass Loan Origination System is a strong advantage.
  • Knowledgeable in all aspects of the loan shipping process, including document handling, file packaging, and coordinating with multiple investors.
  • Strong written and verbal communication skills.
  • Exceptional attention to detail.
  • Excellent organizational, analytical, and interpersonal abilities.
  • Able to work independently and collaborate effectively within a team.

Your Daily Tasks

  • Review all documents to verify accurate and complete loan information, including borrower details, property address, signatures, and dates.
  • Index documents correctly within the system.
  • Check disclosure tracking to confirm the validity of closing disclosure signature dates.
  • Analyze MAVENT reports and escalate any identified issues.
  • Remove blank or unnecessary documents from loan files.
  • Prepare loan bundles and apply the correct stacking order.
  • Retrieve UCD files for all conventional (non-government, non-jumbo) loans from FNMA and FHLMC.
  • Transfer UCD files to appropriate investors before shipping.
  • Send the 3.2 file in accordance with each investor's shipping requirements.
  • Ship loan packages to investors via their designated platforms.
  • Confirm shipment success and maintain accurate shipping records.

About the Client

Our client is a trusted global mortgage solutions provider supporting leading financial institutions across the U.S. With a strong commitment to accuracy, compliance, and customer satisfaction, they streamline loan operations and empower their partners to deliver faster, error-free financial services. Their work transforms how global lending operates through precision, expertise, and innovation.

Why We Stand Out Among the Rest

Join Emapta, recognized as one of the Top 20 Dream Companies for Filipinos in 2024. With a 50/50 gender ratio and a culture rooted in care and empathy, you'll feel valued from day one. We're committed to growing talent and setting you up for success.

Be part of a team that showcases Filipino excellence to the world. With 20 offices across 11 countries and 1,000+ clients, you'll create real impact every day-whether you work from home or on-site. Our 100% virtual recruitment process makes it easy to get started.

At Emapta, you're not just joining a company-you're becoming part of a thriving community of 10,000+ professionals growing careers with purpose. And behind every partnership we build is a deep respect for people and the impact they make.

"We place integrity at the heart of everything we do and truly value the human experience. That's why, for clients, it's a profound and transformational process that gives them the opportunity to achieve the business growth they desire."

Tim Vorbach, CEO

#EmaptaEra


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