Credit Risk I Loan Management Head

2 weeks ago

Makati City, National Capital Region, Philippines HRTX consulting Full time ₱2,000,000 - ₱2,500,000 per year

Credit Risk Department Head

Location: Makati

Employment Type: Full-time (Monday – Friday, Morning Shift)

Perks & Benefits

  • Fixed allowances & leave credits
  • Annual guaranteed bonus (released quarterly)
  • De Minimis and other allowances
  • Performance incentives
  • Comprehensive insurance coverage
  • Retirement plan
  • Car loan entitlement & benefits
  • Other exclusive executive perks

Role Overview

The Credit Risk Head is responsible for safeguarding the bank's portfolio by overseeing all credit risk activities across retail and corporate lending. This role ensures well-balanced credit decisions, policy compliance, and proactive risk management while providing strategic direction to the department.

Key Responsibilities

Credit Risk Strategy & Oversight

  • Establish and enforce credit risk policies, standards, and approval criteria in line with regulatory guidelines.
  • Lead credit underwriting and due diligence for retail and corporate accounts.
  • Monitor and manage the overall credit portfolio, identifying early warning signals and implementing corrective measures.

Reporting & Compliance

  • Ensure strict compliance with BSP regulations, internal audit standards, and bank policies.
  • Prepare and present portfolio reviews, risk assessments, and trend reports to Senior Management and the Board.
  • Partner with business units to minimize NPLs and reduce delinquency rates.

Leadership & Team Management

  • Lead the Credit Risk Department, setting performance objectives, budgets, and operational targets.
  • Mentor and evaluate staff, building a culture of accountability and high performance.
  • Oversee team schedules and day-to-day operations for maximum efficiency.

Advisory & Collaboration

  • Provide recommendations on accounts requiring special management or legal action.
  • Contribute insights during strategy meetings and cross-departmental initiatives.
  • Participate in training and development programs to strengthen organizational risk awareness.

Job Type: Full-time

Application Question(s):

  • Do you have experience handling corporate accounts
  • How much is your current salary?
  • How much is your expected salary?

Work Location: In person

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