Credit Analysis Lead

1 day ago

Makati City, National Capital Region, Philippines Cebuana Lhuillier Rural Bank, Inc. Full time ₱600,000 - ₱1,200,000 per year

This position is primarily responsible for preparation of credit analysis and credit risk rating on loans to determine the credit worthiness of bank client.

  • Evaluate the financial information and credit risk of a client through business profile, financial profile, and credit history.
  • Check client's credit payment history, assets, liabilities, and earnings to determine their suitability for credit terms.
  • Validate the client's current financial condition if capable to pay their loan obligations.
  • Reconciles credit files and identifies discrepancies and variances.
  • Ensure all that credit files are complete and has no documentation deficiencies.

Qualifications:

  • Graduate of any four-year course
  • Must have at least (2) two years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions.
  • Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.
  • Willing to work in Makati

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