Home Equity Underwriter

2 days ago

Manila, National Capital Region, Philippines Point Full time ₱900,000 - ₱1,200,000 per year

Location
This is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.

Role Hours
The expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).

About Point
Real Impact, Real People:
Our mission at Point is to make homeownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals.

Funding:
With over $175M raised from top investors like Andreessen Horowitz, WestCap, Greylock, and Prudential, we're scaling fast You have the opportunity to join us at a pivotal stage.

Game-changing Product:
We're building a category defining company in home equity. We've earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 15,000+ customers.

Great Place to Work:
Our employees love working here We are a Certified Great Place to Work and a Fortune Best Workplaces in the Bay Area.

Hybrid Collaboration, Connected Culture:
Based in the Philippines, this hybrid role offers flexibility while fostering strong connection through in-person moments, cross-functional teamwork, and a people-first culture that prioritizes collaboration, belonging, and shared success.

About The Role
Point is looking for an experienced Home Equity Underwriter to join our Manila team. In this role, you'll analyze property and financial data to make approval recommendations, send offers to homeowners, and ensure compliance with company guidelines. You'll collaborate with Account Managers, Processors, and Closers to deliver top-tier customer service.

Job Responsibilities

  • Review applications and documentation.
  • Request needed documents from homeowners through follow-ups.
  • Review the title to ensure the correct lien position and collaborate with the processor to ensure a clean title.
  • Submit finished dockets to QA for review and send out the final offer after the docket clears QA.
  • Provide updates to cross-functional teams(Processors, Closers, Account Managers).
  • Effectively manage a pipeline of files/dockets.
  • Reject dockets that do not meet underwriting guidelines.

About You

  • 1 year of experience in loan underwriting, loan processing, consumer lending, customer service, operations, fraud analysis, personal banking, or another analytical role.
  • Meticulous attention to detail.
  • Deep understanding of (or eagerness to learn) Fannie Mae lending guidelines.
  • Strong analytical and problem-solving skills.
  • Comfort presenting and defending credit decisions.
  • Fluency in Microsoft Office or Google Sheets. You use formulas to reduce errors and increase efficiency whenever possible.
  • A desire to deliver a high level of quality customer service.
  • Knowledge of common credit underwriting standards, and income and asset evaluation is a plus.
  • You are excited about joining a startup tech company, interested in real estate, and/or interested in fintech.

Our Benefits

  • Competitive Pay: Market-leading salary with regular reviews and comprehensive health insurance for you and your dependents.
  • Career Advancement: Benefit from structured development programs, promotions, and certifications.
  • Work-Life Balance: 18 holidays, and hybrid work options in a supportive environment.
  • Global Experience: Collaborate with an international team and learn from global practices.

Philippines Data Privacy Statement

California Consumer Privacy Act Notice

  • Manager, Underwriting

    2 weeks ago

    Manila, National Capital Region, Philippines Point Full time $90,000 - $120,000 per year

    LocationThis is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.Role HoursThe expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).About Point Real Impact, Real People:Our mission at Point is to...

  • Manager, Underwriting

    2 weeks ago

    Manila, National Capital Region, Philippines Point Digital Finance Full time ₱2,000,000 - ₱2,500,000 per year

    LocationThis is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.Role HoursThe expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).About Point Real Impact, Real People: Our mission at Point is to...

  • Residential Appraisals and Valuations Underwriter

    2 weeks ago

    Manila, National Capital Region, Philippines Point Full time ₱1,200,000 - ₱2,400,000 per year

    LocationThis is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.Role HoursThe expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).About Point Real Impact, Real People:Our mission at Point is to...

  • HL Underwriter I

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱1,200,000 - ₱2,400,000 per year

    Join a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your skills and...

  • Home Equity Closer

    2 weeks ago

    Manila, National Capital Region, Philippines Point Full time ₱1,200,000 - ₱3,600,000 per year

    LocationThis is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.Role HoursThe expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).About Point Real Impact, Real People:Our mission at Point is to...

  • HL Underwriter I

    2 days ago

    Manila, National Capital Region, Philippines JPMorganChase Full time ₱1,200,000 - ₱2,400,000 per year

    JOB DESCRIPTIONJoin a team where your expertise shapes the future of homeownership. As a Home Lending Underwriter, you play a vital role in ensuring the integrity and quality of our lending process. You'll analyze loan applications, apply sound judgment, and help customers secure their dream homes. Be part of a collaborative environment that values your...

  • HL Underwriter IV-PHL

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱2,000,000 - ₱2,500,000 per year

    Introductory Marketing LanguageJoin a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you play a pivotal role in delivering fair, accurate, and timely lending decisions. You'll collaborate with talented professionals, leverage advanced tools, and make a real difference in...

  • WFH - Loan Underwriter

    7 days ago

    Manila, National Capital Region, Philippines BruntWork Full time ₱1,200,000 - ₱3,600,000 per year

    Job Highlights:Contract type: Independent ContractorSchedule: must be available to work from 9 am to 6 pm AEST; M-F / 6:00am - 3:00pm Manila TimeAbout the RoleWe are seeking a detail-oriented Loan Underwriter to evaluate and approve loan applications while ensuring compliance with lending policies. You will analyze financial data, assess risk, and make...

  • HL Underwriter III-PHL

    4 days ago

    Manila, National Capital Region, Philippines Chase- Candidate Experience page Full time ₱900,000 - ₱1,200,000 per year

    Join a team where your expertise shapes the future of home lending and empowers customers to achieve their dreams. As a Home Loan Underwriter, you'll play a pivotal role in delivering fair, accurate, and timely loan decisions. Collaborate with talented professionals and leverage advanced tools to drive exceptional customer experiences. Your judgment and...

  • Home Equity Funder

    2 weeks ago

    Manila, National Capital Region, Philippines Point Full time ₱900,000 - ₱1,200,000 per year

    LocationThis is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.Role HoursThe expected working hours for this position are from 12:00 AM to 9:00 AM, based on the Philippine Time Zone (PHT).About Point Real Impact, Real People:Our mission at Point is to...