Payment Lifecycle Analyst
1 week ago
Join our Payments Processing team and play a vital role in delivering accurate and efficient payment solutions for our clients. Be at the heart of operational excellence, driving process improvements and fostering a collaborative team environment. Unlock your potential in a fast-paced setting that values precision, leadership, and continuous development.
As a Payments Processing Analyst in our Payments Processing team, you will oversee day-to-day payment operations, ensuring all client requests are executed with accuracy and compliance. You will lead and motivate the team, manage escalations, and drive process improvements while maintaining a strong focus on audit, quality, and deadlines. Your role will be key in supporting team development and ensuring adherence to policies and standards.
Job responsibilities
- Execute and supervise client payment requests (including Swift MX messages) with 100% accuracy, following defined controls.
- Process and verify requests efficiently, escalating aged items and errors or exceptions as appropriate.
- Respond effectively and timely to routine queries and complaints, maintaining audit focus in all business-as-usual activities.
- Identify and implement process efficiency improvements in a controlled manner.
- Create and update SOPs and documentation, ensuring compliance with standards, policies, and IT/system access requirements.
- Foster a positive work environment by supporting, informing, and facilitating cross-training and knowledge transfer within the team.
- Provide leadership, guidance, and motivation to improve staff performance, addressing performance issues in a timely and professional manner.
- Emphasize deadlines, quality, and adherence to procedures in all activities.
- Manage projects and collaborate with partner sites to drive operational excellence.
- Train new joiners, support their development, and prepare MIS and scorecards for senior management.
- Act as a back-up to the Shift Manager, provide overall supervision, and adapt to night shifts or extended hours during high volume periods.
Required qualifications, capabilities, and skills
- Bachelors graduate with 2+ years of experience in international payment processing operations.
- Excellent interpersonal skills, with the ability to communicate at all levels and work as a team player.
- Understanding of the banking and financial services industry.
- Excellent verbal and written communication skills, with strong presentation abilities.
- Proficient in MS Access, Excel, PowerPoint, and Word.
- Strong analytical and PC skills.
Preferred qualifications, capabilities, and skills
- Strong working knowledge of payment operations, preferably in a back office or processing arm of a reputed bank.
- Working knowledge of SWIFT and international payment conventions and practices is preferred.
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