Agricultural Loans Account Officer

4 days ago


Angeles City, Central Luzon, Philippines Rural Bank of Angeles Full time ₱400,000 - ₱1,200,000 per year

DUTIES & RESPONSIBILITIES

Account Solicitation

· Market the bank's products and services; focusing on account solicitation and expansion as well as loans within the branch target market.

· Expand business base of the branch with focus on savings and time deposits.

Loans Collection

· Receives loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies, if any.

· Receive loan applications and assist in pre-screening loan applicants

· Conduct client orientation

· Conduct credit investigation for borrowers and their co-makers

· Evaluate cash flow of loan applicants

· Present loan applications before the credit committee

· Ascertain the completeness of loan documents

· Collects deposit and loans

· Conduct daily review of collection efficiency

· Follow up delinquent clients immediately and refer to the immediate supervisor

· Recommend remedial measure for delinquent clients in accordance with the policies and procedures contained in the manual.


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