
Agricultural Loans Account Officer
24 hours ago
DUTIES & RESPONSIBILITIES
Account Solicitation
· Market the bank's products and services; focusing on account solicitation and expansion as well as loans within the branch target market.
· Expand business base of the branch with focus on savings and time deposits.
Loans Collection
· Receives loan applications and assist in pre-screening loan applicants; review documentation and regularize deficiencies, if any.
· Receive loan applications and assist in pre-screening loan applicants
· Conduct client orientation
· Conduct credit investigation for borrowers and their co-makers
· Evaluate cash flow of loan applicants
· Present loan applications before the credit committee
· Ascertain the completeness of loan documents
· Collects deposit and loans
· Conduct daily review of collection efficiency
· Follow up delinquent clients immediately and refer to the immediate supervisor
· Recommend remedial measure for delinquent clients in accordance with the policies and procedures contained in the manual.
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