Account Officer

2 days ago

Angeles City, Central Luzon, Philippines LIGHT Microfinance, Inc. Full time ₱150,000 - ₱250,000 per year

ACCOUNT OFFICER

Assignment: LIGHT MFI Branch (Angeles, Pampanga and Bulacan)

JOB SUMMARY:

The Account Officer will be responsible for the implementation of the organization's financial and non-financial programs and services in his/her area of assignment, through organizing Partner-Clients and equipping microentrepreneurs in the community. He/she will also be in-charge of evaluating loans, processing of loan documents, and monitoring and recording of Partner-Clients' loan payments.

RESPONSIBILITIES:

1. Organizing of Partner Clients

·       Promotes LIGHT Microfinance Inc. program in coordination with LGU's and like-minded institution in the area.

·       Identifies potential partner clients in the designated area

·       Conducts orientation session to prospective partner clients

2. Loan Facilitation, Collection and Control

·       Accomplished loan applications of Partner Clients

·       Prepares loan documents

·       Conducts loan utilization check after loan disbursement.

·       Conducts loan monitoring

·       Records loan payment and capital build-up during weekly meetings

·       Ensure 100% collection of weekly payments

3. Cluster Management

·       Guides cluster leader in performing their role during cluster meetings

·       Facilitates resolution of cluster problems such as loan delinquencies and conflict among members and leaders

·       Facilitates transformation inputs, focusing on the holistic development of Partner Clients

QUALIFICATIONS:

  • Junior High School or Senior High School Graduate.
  • Graduate of any 4 or 2-year course.
  • Willing to do field work and has the compassion to serve the poor.
  • Has work experience in credit and collection management is an advantage but not required.
  • People-oriented with good communication skills, and customer service driven.
  • Willing to travel and be assigned in any areas of our operations.

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