Licensed Appraiser

1 week ago


San Fernando, Central Luzon, Philippines Guagua Rural Bank Full time ₱144,000 - ₱216,000 per year

Duties and Responsibilities of a Licensed Credit Appraiser

  • Conduct thorough inspections and physical evaluations of properties or collateral offered to the bank for loan applications, foreclosure, or sale purposes.
  • Analyze current market conditions, comparable sales, property values, and local economic factors to determine accurate and fair market value estimates.
  • Prepare detailed and well-documented appraisal reports that include valuation methodologies, findings, and compliance with applicable standards and regulations.
  • Ensure all appraisals comply with local regulatory requirements, banking policies, and professional ethics.
  • Collaborate with credit officers and other relevant bank departments by providing expert advice on collateral values and risk assessments.
  • Maintain accurate and up-to-date records of appraisal activities, inspection logs, and valuation reports for audit and internal review.
  • Keep abreast of industry trends, zoning laws, property tax data, and market developments that may affect property values.
  • Use appraisal software and databases to support accurate data analysis and efficient report generation.
  • Communicate appraisal findings effectively to stakeholders, including clients, credit teams, and supervisors.
  • Assist in resolving discrepancies or disputes related to property valuations through clear and objective evidence.
  • Participate in training and professional development activities to stay current on appraisal standards and practices.

Minimum Qualifications

  • Bachelor's degree in Real Estate Management, Business, Commerce, Engineering, Economics, or related fields.
  • Licensed Real Estate Appraiser certification or license is highly preferred or an advantage.
  • At least 1 year of relevant experience as a Credit Investigator or Appraiser in a banking institution or appraisal firm.
  • Strong analytical skills with the ability to systematically evaluate property values and creditworthiness of loan applicants.
  • Excellent communication skills, both written and oral, to effectively prepare appraisal reports and coordinate with different stakeholders.
  • Proficient in using appraisal software and databases; good record-keeping and reporting capability.
  • Detail-oriented with strong time management skills to meet report submission deadlines.
  • Knowledge of applicable local regulations, banking policies, and ethical standards in property appraisal.

Job Type: Full-time

Pay: Php18, Php19,000.00 per month

Benefits:

  • Additional leave
  • Company Christmas gift
  • Company events
  • Health insurance
  • Opportunities for promotion
  • Promotion to permanent employee

Application Question(s):

  • Do you have a Licensed Real Estate Appraiser certification or license?

Work Location: In person


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