Loan Account Officer

2 weeks ago

Cagayan de Oro, Northern Mindanao, Philippines Metropolitan Bank & Trust Company Full time ₱150,000 - ₱250,000 per year

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Here at Metrobank, we don't simply hire employees - we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

Job Title: Account Officer

Job Summary:

  • This position is responsible for managing loan booking/release from approval of the account until compliance/submission of loan terms and conditions until booking and ensuring compliance to regulatory and credit policies of the Bank.

Specific Competencies:

  • Drives the booking of approved loans.
  • Confirmation of approval terms and conditions with clients/branches.
  • Pre-screens loan and collateral documents as to completeness and sufficiency.
  • Facilitates loan document signing and regular coordination with clients/branches.
  • Liaises with internal and external clients for the submission of documents or perform any process necessary for booking of the loan.
  • Provides clients/branches with regular updates on the status of loan booking.
  • Tracks and monitors document deficiencies.  Follow up submission as deemed necessary.
  • Handles pre-booking related inquiries, requests, and concerns.
  • Contributes to the enhancement and implementation of loan programs.
  • Recommends policy, process, and system improvement of the Department/Division.
  • Performs other related functions that may be assigned from time to time.

Qualifications:

  • Bachelor's degree in any course
  • 2–3 years of experience as an Account Officer, specifically handling home loans or mortgage accounts

Rank: Junior Officer

Office Location: Cagayan De Oro

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