
Credit Analyst
1 day ago
RESPONSIBILITIES
- Ensure that risk and customer credit worthiness is assessed in accordance with the companys credit policy
- Prepare, recommend & approve loan applications within required time frames with exemplary customer service
- Ensure the availability and accessibility of all necessary loan application documents
- Minimizing fraud, credit and operational losses in the organization to below industry norms for given risk
SELECTION CRITERIA
- Candidate must possess at least a Bachelors Degree in Business Studies/Administration/Management, Finance/Accountancy/Banking or equivalent
- At least 3 Year(s) of working experience in Banking/Financial Services is required for this position specializing in Underwriting processes with delegated loan authority
- Demonstrated 3 years experience in underwriting processes
- Demonstrated experience in exercising a delegated lending authority for at least 2 years
- Knowledgeable on regulatory environment with particular emphasis on the Australian NCCP, AML/CTF and Privacy Act
- Has a sound understanding of Financial Analysis
- Excellent verbal and written English communication skills
- Experience working for an Australian or any financial institution, an advantage
- Ability to adapt to a fast-paced environment
- Positive disposition and can-do attitude
- Keen attention to details
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