Credit Analyst

2 weeks ago

Taguig, National Capital Region, Philippines PSO (MANILA) LIMITED Full time ₱900,000 - ₱1,200,000 per year

RESPONSIBILITIES

  • Ensure that risk and customer credit worthiness is assessed in accordance with the company's credit policy
  • Prepare, recommend & approve loan applications within required time frames with exemplary customer service
  • Ensure the availability and accessibility of all necessary loan application documents
  • Minimizing fraud, credit and operational losses in the organization to below industry norms for given risk

SELECTION CRITERIA

  • Candidate must possess at least a Bachelor's Degree in Business Studies/Administration/Management, Finance/Accountancy/Banking or equivalent
  • At least 3 Year(s) of working experience in Banking/Financial Services is required for this position specializing in Underwriting processes with delegated loan authority
  • Demonstrated 3 years' experience in underwriting processes
  • Demonstrated experience in exercising a delegated lending authority for at least 2 years
  • Knowledgeable on regulatory environment with particular emphasis on the Australian NCCP, AML/CTF and Privacy Act
  • Has a sound understanding of Financial Analysis
  • Excellent verbal and written English communication skills
  • Experience working for an Australian or any financial institution, an advantage
  • Ability to adapt to a fast-paced environment
  • Positive disposition and can-do attitude
  • Keen attention to details

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