Loan Officer

4 days ago

Fort Bonifacio, National Capital Region, Philippines Discovery Credit Solution Corp. Full time ₱600,000 - ₱1,200,000 per year

Job Description

Evaluates loan applications based on available data, ensuring the accuracy of information through deduplication and verification processes.

  • Review the borrower's 5C's of credit (character, capacity, capital, conditions, and collateral) to assess their creditworthiness.
  • Gather and analyze information including client submitted documents, interviews, bank checks, trade and reference checks, industry evaluation, and credit investigation reports.
  • Present evaluation results and recommendations to the appropriate approver for further discussion.

Qualifications:

Bachelor's degree in Business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field

Preferably with at least 3 years of experience in the banking industry, leasing/financing Institutions or similar role involving credit evaluation

Strong knowledge of credit process, monitoring and evaluation techniques

Excellent verbal and written communication skills

Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines.

Job Types: Full-time, Permanent

Benefits:

  • Company Christmas gift
  • Company events
  • Flextime
  • Life insurance
  • Opportunities for promotion
  • Paid training
  • Promotion to permanent employee
  • Staff meals provided

Work Location: In person

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