Merchant Risk Analyst

4 days ago

Makati City, National Capital Region, Philippines Passport Full time ₱900,000 - ₱1,200,000 per year

As a
Merchant Risk Analyst
, your main responsibility is to support the evaluation and monitoring of risk across our global merchant portfolio. In this role, you will play a vital part in safeguarding our business by conducting in-depth risk assessments, monitoring merchant activity, and identifying potential threats. Your work will directly contribute to maintaining trust, compliance, and performance across our international operations.

WHAT YOU WILL DO

  • Conduct in-depth reviews during merchant onboarding to ensure compliance
  • Monitor transaction trends, risk indicators, and merchant performance to identify potential issues
  • Manage account suspensions, closures, and settlements when necessary
  • Respond promptly to merchant risk escalations, compliance concerns, and fraud cases
  • Analyze risk metrics and transaction data, generating reports with actionable insights
  • Improve risk detection models and develop new strategies for fraud prevention
  • Enhance risk monitoring tools and streamline processes to improve accuracy and efficiency
  • Identify workflow gaps and recommend effective risk mitigation strategies
  • Handle high-risk merchants requiring tailored strategies and decision-making
  • Work with cross-functional teams to execute resolutions for complex risk scenarios

WHAT YOU'LL NEED TO HAVE

  • Bachelor's Degree in Business, Finance, Economics, Accounting, Statistics, or a related field.
  • At least 4 years of solid experience in a similar role, preferably in payments working at a PSP and/or Acquirer
  • Strong English communication skills, both written and verbal
  • Proven experience in risk management, compliance, fraud prevention, or a similar role
  • Previous experience in the financial sector (banks, fintech, or payment service providers), with expertise in merchant account monitoring and escalation management
  • Flexibility to work on rotating shifts, including nights, weekends, and holidays as needed
  • Strong proficiency in data analysis tools and risk management systems
  • Deep understanding of regulatory and compliance frameworks
  • Solid understanding of business models, products, services, types of customers and entities, geographic locations, and the potential risks associated with those activities
  • Good understanding of the payment ecosystem and industry
  • Experience in problem-solving, including the ability to recognize non-obvious patterns and out-of-the-box thinking
  • Ability to maintain high levels of confidentiality and data security standards

WHY JOIN US?

If you are eager to take your career to the next level in the payment industry, this is the opportunity for you. We offer:

  • Competitive compensation depending on experience and skills
  • Career advancement opportunities across a global network
  • A dynamic, international team environment
  • Exposure to the fintech and gaming industries
  • Office-based role in Valero St., Makati City — surrounded by like-minded innovators

This role is the ideal opportunity for someone looking for new challenges that would allow them to make a noticeable, positive impact in the company while learning and adapting to our fast-paced scale-up environment.

As part of our growing team in Manila, you will have a lot of opportunities to develop your career further with us. With future expansion plans, now is a great time to join us on our journey to change the way we pay.

Notes: Only shortlisted candidates will be contacted.

  • Risk Analyst

    2 days ago

    Makati City, National Capital Region, Philippines Private Advertiser Full time ₱900,000 - ₱1,200,000 per year

    The Risk Advisor (Analyst) will Focus on Customer Due Diligence (CDD) Activities which Includes Customer Due Diligence, Enhanced Customer Due Diligence, and Ongoing Customer Due Diligence. The Risk Advisor (Analyst) will Perform Credit and Fraud Check(s) on New Merchant(s) and Assign the Proper Compliance Risk and Credit Risk Level, thereby preventing the...

  • Merchant Onboarding Analyst

    1 week ago

    Makati City, National Capital Region, Philippines Paynamics Technologies Inc. Full time ₱900,000 - ₱1,200,000 per year

    Company DescriptionPaynamics Technologies Inc. is a Payment Service Provider and Software Development company based in Manila, Philippines. The company offers electronic payment products such as credit card/debit card processing, check processing, and alternative payments like bank transfers, e-wallets, and vouchers.Job Title: Merchant Onboarding...

  • Risk Analyst

    2 days ago

    Makati City, National Capital Region, Philippines ECLARO Full time ₱900,000 - ₱1,200,000 per year

    Job Summary: The Risk Advisor (Analyst) will Focus on Customer Due Diligence (CDD) Activities which Includes Customer Due Diligence, Enhanced Customer Due Diligence, and Ongoing Customer Due Diligence. The Risk Advisor (Analyst) will Perform Credit and Fraud Check(s) on New Merchant(s) and Assign the Proper Compliance Risk and Credit Risk Level, thereby...

  • Risk Analyst 1

    4 days ago

    Quezon City, National Capital Region, Philippines Global Payments Inc. Full time ₱250,000 - ₱500,000 per year

    DescriptionDrive results with a proven ability to achieve both team and individual goals consistently Demonstrate sound judgment by independently monitoring a specified goal amount of alerts on a daily basis in order to identify high risk transactions and fraudulent processing activity.Monitor merchant authorizations, deposits and refunds to identify suspect...

  • Risk Analyst 1

    4 days ago

    Quezon City, National Capital Region, Philippines Global Payments Full time ₱900,000 - ₱1,200,000 per year

    Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results....

  • Risk Analyst

    2 days ago

    Makati City, National Capital Region, Philippines APEX Global Learning and ECC International Full time ₱240,000 - ₱360,000 per year

    Join our team as a Risk Analyst and play a key role in strengthening our organization's resilience. You will work closely with the Delivery Head to identify, assess, and mitigate risks that impact our business. This role offers the opportunity to develop expertise in global standards, engage with diverse stakeholders, and contribute directly to shaping...

  • Operational Risk Analyst/Consultant

    4 days ago

    Makati City, National Capital Region, Philippines Indra Full time ₱960,000 - ₱1,200,000 per year

    NOTE: We are looking to fill junior and mid-senior rolesThe Non-Financial Risk Senior/Analyst will design and implement non-financial risk frameworks for a major client project. This includes Business Continuity Planning (BCP), RCSA, Internal Controls, and Audit Program development, focusing on policy and framework creation.Key ResponsibilitiesDevelop and...

  • Associate Risk Data Analyst

    4 days ago

    Makati City, National Capital Region, Philippines People Matter PH Full time ₱300,000 - ₱360,000 per year

    We're looking for a Associate Risk Data Analyst who can turn business questions into clear, data-driven insights. In this role, you'll analyze business needs, support data analysis, and present findings through compelling visualizations. Your work will directly support projects in internal audit, digital transformation, compliance, and more.What You'll...

  • Credit Risk Analyst

    7 days ago

    Makati City, National Capital Region, Philippines Founders Launchpad Full time ₱1,200,000 - ₱2,400,000 per year

    This role is for Founders Launchpad's portfolio company, OneLot.About UsOneLot specializes in offering working capital financing exclusively to used car dealers. The company's innovative approach allows dealers to access funding based on a pre-approved credit line, determined by a data-driven and AI-enabled assessment of their business. This financial...

  • Risk Analyst

    4 days ago

    Quezon City, National Capital Region, Philippines MicroSourcing Full time $40,000 - $60,000 per year

    Discover your 100% YOU with MicroSourcingPosition:Risk Analyst (Intermediate)Location:1880 Bldg., Eastwood, Quezon CityWork setup & shift:Onsite | DayshiftWhy join MicroSourcing?You'll HaveCompetitive Rewards: Enjoy above-market compensation, healthcare coverage on day one (plus one or more dependents), paid time-off with cash conversion, group life...