Credit Assessor

GRAB THESE PERKS WHEN YOU GET HIRED

• Competitive salary package
• 25 days of paid leave
• HMO coverage from Day 1
• Attendance bonuses and meal allowances
• Complimentary rice, drinks, and snacks
• A fun work environment with a focus on work-life balance
• Access to an entertainment and gaming area
• Monthly basketball and volleyball games
• Fun Fridays with games and more to unwind and bond with colleagues

KEY RESPONSIBILITIES

• Conduct end-to-end credit assessments on applications, ensuring accuracy and compliance
• Review financial documents, including bank statements and business records, to determine creditworthiness
• Maintain strict SLAs and KPIs while ensuring the quality of credit decisions
• Comply with company policies and procedures and regulatory standards at all times
• Collaborate with internal teams to support smooth and efficient credit operations
• Ensure the availability and accessibility of all necessary documentation
• Follow through loan approvals to pre-settlement
• Ensure post requests have been actioned before final approval

SKILLS, KNOWLEDGE & EXPERIENCE

• A minimum of 2-3 years recent experience in Australian residential mortgage loan assessment with an Australian based company is required, with individual approval delegations held.
• Presents a good level of technical and professional skill / knowledge relevant to the role, whilst keeping up with current developments and trends in area of expertise.
• Excellent verbal and written English communication skills
• Positive disposition and can-do attitude
• Keen attention to details
• Ability to work well within a team environment