Credit Review Associate

4 hours ago


General Santos, Soccsksargen, Philippines Cepat Kredit Financing Inc Full time ₱3,500,000 - ₱5,500,000 per year

Key Responsibilities

  • Review and assess credit applications, financial statements, and supporting documents for completeness and accuracy.
  • Analyze applicants creditworthiness based on financial history, income, collateral, and risk factors.
  • Ensure compliance with company credit policies, regulatory requirements, and lending procedures.
  • Identify potential risks and provide recommendations for approval, revision, or decline of credit applications.
  • Coordinate with sales, loans processing, and other departments to resolve discrepancies or obtain additional information.
  • Prepare and maintain accurate credit review reports and records.
  • Monitor approved accounts for early signs of delinquency or non-compliance with terms.
  • Assist in the development and enhancement of credit review procedures and risk assessment tools.
  • Support internal and external audits by providing required credit documentation and reports.
  • Perform other related tasks as assigned.

Key Requirements

  • Bachelors degree in Finance, Accounting, Business Administration, or related field.
  • At least 12 years of experience in credit analysis, credit review, or related roles (preferably in banking or financing institutions).
  • Strong analytical and problem-solving skills with keen attention to detail.
  • Knowledge of credit policies, risk management, and regulatory compliance standards.
  • Proficiency in MS Office applications (Excel, Word, PowerPoint).
  • Strong written and verbal communication skills.
  • Ability to manage multiple applications and meet turnaround times efficiently.
  • High level of integrity and confidentiality in handling financial information.


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