Credit Investigator/Appraiser
2 weeks ago
Qualification Standard
Education: Graduate of a business-related course
Experience: With 2-3 years relevant experience
Competencies and Other Qualifications: With good communication skills; Proficient in various software applications such as MS Word and Excel; Willing to travel or do fieldwork; Resident of or familiar with the area applying for; Conduct CI (i.e project and residence checking) on loan applicants.
Duties:
As Credit Investigator:
- Credit Assessment: Evaluate the creditworthiness of individuals or businesses applying for loans.
- Background Checks: Conduct thorough background checks on applicants to verify information provided, including employment history, income, and outstanding debts.
- Risk Analysis: Assess the risk associated with each credit application and make recommendations or decisions based on the level of risk involved.
- Communication: Interact with applicants, gather additional information if needed, and explain credit decisions to them.
- Documentation: Maintain detailed records of credit investigations, ensuring compliance with regulations and internal policies.
As Appraiser:
- Property Valuation: Assess the value of real estate properties that are being used as collateral for loans. This involves conducting on-site inspections and considering factors like location, condition, and market trends.
- Market Analysis: Stay updated on real estate market trends to provide accurate and up-to-date property valuations. This includes understanding the local market conditions and factors influencing property values.
- Report Preparation: Create comprehensive appraisal reports detailing the methods used, the property's condition, and the final valuation. These reports are crucial for decision-making within the financial institution.
- Regulatory Compliance: Ensure that property appraisals comply with industry regulations and standards. This is essential for legal and risk management purposes.
- Communication: Work closely with loan officers, underwriters, and other stakeholders to provide information on property valuations and address any queries or concerns.
Job Types: Full-time, Contract
Pay: Php30, Php40,637.00 per month
Benefits:
- Company Christmas gift
- Company events
- Flextime
- Paid training
- Promotion to permanent employee
- Work from home
Work Location: In person
Application Deadline: 02/17/2025
Expected Start Date: 02/24/2025
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