Credit Analyst for Tacloban
4 days ago
Job Descriptions:
- Conduct comprehensive financial analysis and risk assessments on credit applications and existing loan portfolios
- Prepare detailed credit reports and recommendations to support the lending decisions
- Monitor and manage assigned loan accounts, identifying potential risks and recommending appropriate actions
- Collaborate with cross-functional teams to gather and verify customer information
- Review and recommend adjustments to credit limits and payment terms for existing customers based on updated financial information, payment performance, and evolving risk profiles
- Identify and flag accounts exhibiting signs of financial distress or deteriorating credit quality for immediate action
- Stay up-to-date with industry regulations, economic trends and best practices in credit analysis
- Review customer accounts on credit hold, investigate reasons for the hold, and make decisions on releasing orders in accordance with established policies
- Lead the investigation and resolution of complex invoice disputes, including short payments, unapplied payments, pricing discrepancies, and delivery issues, by coordinating with relevant internal departments and external customers.
- Prepare and distribute regular credit-related reports, including AR aging analysis, credit limit utilization, credit risk exposure, and dispute status reports, for management review
Job Qualifications:
- Bachelor's degree in Finance, Accounting, Economics or a related field
- Minimum 1-3 years of experience in credit analysis or a similar financial analysis role
- Proven ability to interpret financial statements and conduct thorough credit risk assessments
- Strong analytical and problem-solving skills, with a keen eye for detail
- Excellent communication and stakeholder management skills
- Proficiency in using financial modelling and data analysis tools
- Knowledge of banking regulations and industry best practices
- Amenable to work at Abucay, Tacloban
- 1 position available
Job Type: Full-time
Work Location: In person
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