Risk Management Professional

4 days ago


Pasig, National Capital Region, Philippines beBeeCredit Full time
About the Role

The Financial Credit Risk & Collections Head manages the country's credit portfolio by developing, tracking, and overseeing credit risk management policies, procedures, and underwriting frameworks. You will work with the regional risk team and country operations to ensure risk goals are met.

This role offers a unique opportunity to grow professionally as the team embarks on this journey throughout the credit risk framework, from data integrity, to systems, reporting, and compliance.

Your role will directly report to the Director, Financial Group & Operations.

Critical Tasks:

  • Manage credit quality (target NPL, write-offs) of all portfolios with the Regional Credit Risk Head
  • Improve underwriting and customer portfolio management risk policies through use of analytics and strategies for consumer and SME portfolios
  • Drive business agenda with potential partners and evaluate the right economics of risk and profitability
  • Assist decisions through targeted acquisitions and profitability analysis
  • Monitor portfolio risk reports and use the reports to identify potential opportunities to enhance efficiency of credit processes
  • Provide regular & ad hoc credit risk evaluation and advisory for regional teams and key stakeholders
  • Lead a team of 2-5 credit risk members in consumer and SME to ensure risk and return profile is optimized and is within the Financial Services Asia risk appetite thresholds
  • Understand and implement the best lending practices and embed successful acquisition strategies
  • Assist product and credit programs, including the review and estimation of risk parameters, product pricing, product structure, and regulatory requirements
  • Help set up of the compliance framework and help with regulatory reporting on an ad hoc basis.
About Us

We care about your well-being at Grab. Here are some of the benefits we offer:

  • We have your back with Term Life Insurance and comprehensive Medical Insurance.
  • Create a benefits package that suits your needs and aspirations with our FlexWork arrangements.
  • Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through volunteering leave
  • We have a confidential program to guide and uplift you and your loved ones through life's challenges.

We stand for building an inclusive and equitable workplace that enables diverse individuals to grow and perform at their best. We consider all candidates fairly and equally regardless of attributes.


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