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Mortgage Underwriting Expert

1 week ago

Manila, National Capital Region, Philippines NightOwl Consulting Philippines, Inc Full time

NightOwl Consulting Philippines, Inc. is hiring a Mortgage Underwriting Expert to join our team. In this role, you will be responsible for reviewing loan applications, analyzing financial data, and making underwriting decisions in accordance with company guidelines and regulations.

Job Description:
  • Review and evaluate loan applications, including credit, income, assets, and property details.
  • Analyze complex financial information, including alternative documentation types.
  • Make sound underwriting decisions, assessing risk and ensuring compliance with regulatory requirements.

You will work collaboratively with internal teams to ensure timely processing of loan files and provide excellent customer service.

Requirements:
  • Bachelor's degree in finance, business, or a related field preferred.
  • Minimum 4 years of mortgage underwriting experience, with expertise in non-QM loan products.
  • Strong analytical skills, attention to detail, and proficiency in mortgage software systems.
  • Excellent communication skills and ability to work efficiently under pressure.