Senior Mortgage Credit Specialist
6 days ago
Job Overview:
We are seeking a skilled Credit Risk Analyst to join our team in the Australian mortgage broking industry.
The successful candidate will be responsible for assisting mortgage brokers with administrative tasks, preparing and processing loan applications, and communicating with stakeholders.
About the Role:
This role requires strong analytical skills, attention to detail, and excellent communication abilities. The ideal candidate will have experience in using aggregators CRM, IT software, and project management tools.
Key Responsibilities:
- Work closely with mortgage brokers to package deals and ensure optimal submissions.
- Prepare comprehensive credit submissions for various lending scenarios.
- Liaise with clients to gather necessary documentation and clarify financial details.
- Perform NCCP Compliance checks and transcribe notes from summaries.
- Understand and interpret complex financials, including self-employed, SMSF, trusts, and company structures.
- Complete lender servicing calculators and living expense analysis to assess borrowing capacities.
- Research lenders who meet specific policy requirements and provide expert guidance on compliance and loan structuring.
- Order valuations based on client information and communicate with valuation firms.
- Pricing requests across multiple lenders for new applications and settled loans.
- Generate comprehensive credit reports and interpret them.
- Assist in mitigating MIRs, Conditional Approvals, and Settlement Conditions.
- Cross-check approval and settlement documents to ensure accuracy.
Benefits:
- Induction training program with 4 weeks of on-site training.
- Flexible work setup options, including work-from-home or hybrid models.
- Competitive salary package and annual performance review.
- Monthly rewards and recognition program.
- Opportunity to attend events and travel to Australia.
- Bi-Annual Vacation Leave credit and convertible sick leave.
- HMO Coverage, including medical, dental, and group life insurance.
- Mandatory Government Benefits and 13th Month Pay.
- Financial Assistance program through a leading FinTech Company.
- New referral bonus program offering PHP 21,000 for successful referrals.
- Regular Company Events and Work-Life Balance.
- Complimentary office amenities, including sleeping quarters, coffee, fitness facilities, and accessible location at the heart of Metro Manila.
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