Residential Finance Expert
6 days ago
Company Overview:
ConnectOS is a top-rated Philippines employer and certified Great Place to Work, providing opportunities for growth and development in the mortgage broking industry.
Salary and Benefits:
We offer a competitive salary package, including a monthly rewards and recognition program, flexible work setup options, and comprehensive benefits, such as HMO coverage, government benefits, and a referral bonus program.
Job Description:
The successful candidate will be responsible for assisting mortgage brokers with administrative tasks, preparing and processing loan applications, and communicating with stakeholders. This role requires strong analytical skills, attention to detail, and excellent communication abilities.
Key Skills and Qualifications:
- Certificate IV Financing & Mortgage Brokering.
- Bachelor's Degree in a relevant field.
- 2+ years of experience in the Australian mortgage broking industry, specializing in AU loan processing.
- Experience in using aggregators CRM, IT software, and project management tools.
- Proficient in using Google Workspace and/or Microsoft Office.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
What You'll Do:
- Work closely with mortgage brokers to package deals and ensure optimal submissions.
- Prepare comprehensive credit submissions for various lending scenarios.
- Liaise with clients to gather necessary documentation and clarify financial details.
- Perform NCCP Compliance checks and transcribe notes from summaries.
- Understand and interpret complex financials, including self-employed, SMSF, trusts, and company structures.
- Complete lender servicing calculators and living expense analysis to assess borrowing capacities.
- Research lenders who meet specific policy requirements and provide expert guidance on compliance and loan structuring.
- Order valuations based on client information and communicate with valuation firms.
- Pricing requests across multiple lenders for new applications and settled loans.
- Generate comprehensive credit reports and interpret them.
- Assist in mitigating MIRs, Conditional Approvals, and Settlement Conditions.
- Cross-check approval and settlement documents to ensure accuracy.
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