Risk Management Analyst for Personal Loans

7 days ago


Makati City, National Capital Region, Philippines Metrobank Full time
Personal Loans Acquisitions and Portfolio Analyst

JOB SUMMARY:

The primary objective of this role is to provide data-driven support to the Consumer Business Sector in optimizing portfolio performance. Key responsibilities include analyzing credit risk policies, identifying potential risks, and implementing effective solutions.

Key Responsibilities & Accountabilities:

  • Collaborate with cross-functional teams to design and implement credit risk policies that align with business objectives.
  • Conduct thorough analysis of personal loans applications and portfolio management programs to identify areas for improvement.
  • Utilize statistical models and data analysis tools to assess credit risk and develop predictive models.
  • Monitor and evaluate the effectiveness of credit risk policies and recommend adjustments as necessary.

QUALIFICATIONS & EXPERIENCE:

  • Bachelor's degree in mathematics, statistics, finance, economics, or a related field.
  • At least 1 year of relevant experience in credit risk management from the banking or financial industry.
  • Strong analytical and communication skills, with ability to work collaboratively with cross-functional teams.
  • Proficiency in risk management software, data analysis tools, and financial modeling.
  • Strong organizational and project management skills to prioritize tasks and meet deadlines.


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