Loan Officer
2 days ago
On-site - Makati 3-5 Yrs Exp Bachelor Full-time
Job DescriptionDescription
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations and provide report for supervisor to determine feasibility of granting loans.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Confer with underwriters to aid in resolving mortgage application problems.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Negotiate payment arrangements with customers who have delinquent loans.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
• Arrange for maintenance and liquidation of delinquent properties.
• Submit applications to credit analysts for verification and recommendation.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Prepare and submit loan related reports to send to local regulators BSP and H.O.
- At least 4 years' experience in Loan/Credit area.
- Credit and Loan Analyst Skills, Marketing Skills.
- Extensive banking and corporate finance experience, with a strong background in loans.
- Ability to identify and visit corporate clients, conduct analyses, assess risks, and prepare related reports.
- Must handle corporate loans not individual loan or car loans.
- Willing to work onsite Makati.
- Must have experience in Banking Industry for more than 3 years.
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