Loan Officer

2 days ago


Makati City, National Capital Region, Philippines Tamaray People Solutions Corporation Full time

On-site - Makati 3-5 Yrs Exp Bachelor Full-time

Job DescriptionDescription


• Meet with applicants to obtain information for loan applications and to answer questions about the process.


• Analyze applicants' financial status, credit, and property evaluations and provide report for supervisor to determine feasibility of granting loans.


• Review loan agreements to ensure that they are complete and accurate according to policy.


• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.


• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.


• Work with clients to identify their financial goals and to find ways of reaching those goals.


• Confer with underwriters to aid in resolving mortgage application problems.


• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.


• Negotiate payment arrangements with customers who have delinquent loans.


• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.


• Arrange for maintenance and liquidation of delinquent properties.


• Submit applications to credit analysts for verification and recommendation.


• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.


• Prepare and submit loan related reports to send to local regulators BSP and H.O.

Requirements
  • At least 4 years' experience in Loan/Credit area.
  • Credit and Loan Analyst Skills, Marketing Skills.
  • Extensive banking and corporate finance experience, with a strong background in loans.
  • Ability to identify and visit corporate clients, conduct analyses, assess risks, and prepare related reports.
  • Must handle corporate loans not individual loan or car loans.
  • Willing to work onsite Makati.
  • Must have experience in Banking Industry for more than 3 years.
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