credit risk department head
5 days ago
Human Resources Officer at China Bank Savings
Major Responsibilities:- Ensures the completion of the approved credit review schedules for the year.
- Ascertains the timely and accurate reporting of the overall credit risk in the bank's loan portfolio.
- Supervises the development and completion of the credit scoring model for all consumer loans (Auto, Housing, and Personal Loans) including monitoring of model recalibration when needed to ascertain if the models continue to perform accurately and reliably predicting loan performance.
- Reviews accuracy of credit review reports, loan impairment testing, loan loss provisioning & account classification, other credit risk related reports, and management reports relating to credit scoring/predictive models.
- Evaluates the Bank's credit process and recommends improvements in the credit policies to ensure sound credit judgment relating to the granting of credit. Frequency is as the need arises.
- Deal with credit risk related enquiries from within the Bank and provide solutions and action plans in accordance with regulations. This is with the objective of aiding lending departments in the interpretation and understanding of credit policies and processes.
- Represents the Chief Risk Officer in meetings that may be assigned from time to time.
Mid-Senior level
Employment TypeFull-time
Job FunctionFinance
IndustriesBanking
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