Personal Loans Acquisitions and Portfolio Analyst

7 days ago


Makati City, National Capital Region, Philippines Metrobank Full time
Personal Loans Acquisitions and Portfolio Analyst

JOB SUMMARY:
The key responsibility is to provide Analytics and Data Science support to the Consumer Business Sector's portfolio in the area of balancing Risk-Reward to open up business growth opportunities and transformational initiatives.

Specific Duties & Responsibilities:

  • Coordinates with cross-functional teams to implement Cards credit risk policies, providing training and support to relevant teams.
  • Conducts thorough analysis of Personal Loans applications and portfolio management programs to identify potential risks.
  • Utilizes statistical models and data analysis tools to assess credit risk.
  • Monitors and evaluates the effectiveness of credit risk policies and makes adjustments as necessary.
  • Uses data insights to recommend policy enhancements and strategies.

QUALIFICATIONS:

  • Bachelor's degree in mathematics, statistics, finance, economics, business administration, or a related field.
  • At least 1 year of relevant credit risk management experience from the banking or financial industry.
  • Strong verbal and written communication skills; able to work collaboratively with cross-functional teams; strong organizational and project management skills.
  • Proficiency in risk management software, data analysis tools, and financial modeling.
  • Strong analytical and quantitative skills to assess credit risk and make data-driven decisions.

OTHER DETAILS:
Rank: Junior Officer
Unit: Consumer Business Sector/ CCPL Portfolio Management Credit Strategy Department
Location: Metrobank Card Center, Ayala Avenue Makati City

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